Personal Finance Guide

best investment plan

Best Investment Plan for Middle Class

The middle class income group has a major share of the Indian population. Hence the government schemes and policies mostly revolve around this income group during the budget announcements. There is a plethora of investment plans available for middle class...

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CDSL and NSDL are two electronic depositories for holding securities in India. National Securities Depository Ltd (NSDL) is the first depository in India. It was established in 1996.  Central Depositories Services India Ltd. (CDSL) was founded in 1999. Both the...

kotak savings account interest rate

Kotak Bank Savings Account Interest Rates

Kotak Mahindra Bank offers an entire range of savings account for different types of investors. All the Kotak Bank Savings Accounts have an interest in the range of 3.5%-4%. Also, Kotak Mahindra Bank offers net banking and mobile banking facilities...

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Sovereign Gold Bond vs Fixed Deposit

Sovereign Gold Bonds and Fixed Deposits are popular low-risk investment options. FD has been one of the most stable and safest investment instruments for Indian investors. But SGB has become a competitive option since 2015. The Gold Monetization Scheme was...

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Life Insurance Corporation (LIC)

How to Calculate LIC surrender Value? Surrender value is the amount that an insurance company pays to the policyholder for surrendering the policy before the maturity date. Surrendering the policy means ending the policy before the date of maturity. Surrender...

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Bonds vs Stocks

We may refer to stocks and bonds collectively as investment instruments. But though we often pair their names, they are varied in nature. A comparison of Bonds Vs Stocks shows how they are different. The risk involved, returns, and benefits...

sensex and nifty

Sensex vs Nifty

Sensex and Nifty are market indices that represent the market. They are the benchmarks for the country's stock market trend, development in the industry, and individual investors' portfolios. This article covers in detail Sensex and Nifty, their calculation and the...

eft payment

EFT Payment in India

Every transaction starts with someone giving money to another one. In the pre-pandemic times, e-commerce was on the rise. With the COVID-19 outbreak, digital payment adoption has accelerated. It has become the most popular way of transacting today and will...