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Three must do’s in 2021

Focusing on some of these tasks will help in starting the new year on a positive and strong footing.

The year is almost ending and most of us probably couldn't do all those things we had planned. The travelling, the celebrations, the family reunions may have all been put on hold for now. Unfortunately, we don’t know when we will be able to get down to doing all this that we desire. 

There are, however, some other things that you can do despite the limitations of the current pandemic. Focusing on some of these tasks will help in starting the new year on a positive and strong footing. 

1. Make health a priority

We all know that health can’t be ignored and yet many times we forget to give it the due time and attention. With fewer external distractions, this is one aspect of your life that can be focused on. This will require altering food habits and lifestyle to achieve healthier outcomes.

Reduce the amount of junk intake and increase the focus on good exercise. Health is not about weight loss but rather about feeling fit. Being healthy not only elevates mental alertness but also it can significantly reduce your medical expenses, thereby leaving you more to save or spend. 

2. Don’t leave your finances to chance 

The pandemic has also shown us that uncertainty is part and parcel of life and the only thing that we can control is being prepared. While health is a priority, you can’t leave wealth behind. Plan your finances right from the start. This means you should start saving and investing from your very first paycheque. If you didn’t do that, then starting now is not too late.

If you were saving and investing randomly without much thought on the products, return outcomes and alignment with your financial goals, then explore the idea of financial planning. While luck does have a role to play in our lives, most of the time it is how we consciously use the opportunities which come our way that matters most. 

Being financially prepared for uncertainty will help you tide over the period with predictably lower anxiety and struggle. If you never encounter any uncertainty from here on, then your financial preparedness can be better utilized towards a comfortable lifestyle in future. 

If you were saving and investing randomly without much thought on the products, return outcomes and alignment with your financial goals, then explore the idea of financial planning. While luck does have a role to play in our lives, most of the time it is how we consciously use the opportunities which come our way that matters most.

3. Remember to take a break

Many had forgotten about this aspect of life until the pandemic forced us into a break from the routine. Taking a break isn’t necessarily about travelling or going on a holiday, rather it means to pull yourself away from the daily activities and routine to focus your mental energies on something different. It may be that you take out time for a hobby every day or it could mean just taking a few minutes to breathe deeply.

Whatever your idea of a break is, you need to indulge in order to clear your head and get a fresh perspective. It allows us to assimilate thoughts around those aspects of life which don’t fit into a routine. 

There is a lot that the pandemic in 2020 disrupted, at the same time it’s thrown up this opportunity to focus on aspects of health, wealth and our daily lives which, really do matter. Start 2021 with focus on the above and give yourself the ability to be mentally, physically and financially face any eventuality that comes your way. 

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