You may ask yourself this, soon after you get married, or engaged. It is natural to think about this, as marriage more often than not, is viewed as a life stage, after which, your life can change drastically. So once you are financially secure, why should you really bother about saving and investing your money?
A change in your marital status often implies an upgrade in your financial status as well, because now you are a dual income household. As a woman, you may seek some comfort from the idea that your husband could handle your finances and support you emotionally - as that’s what’s really expected out of him, after marriage. But is that really how modern gender roles transpire? We doubt!
The man may seem like the primary breadwinner figure of your household, but that does not mean you can simply sit back. You cannot lay low and expect him to do all the heavy lifting of your finances and your life, especially if you are continuing to work and bring home an income.
Why - you may ask
Simply because, when you let yourself snooze and expect your husband to govern your money, you give him control and authority to make decisions for you. You let him make choices for you, which you would otherwise make for yourself, before marriage.
He may not express it, but he may feel more burdened than he should. With great authority, comes a lot of responsibility. If he is in charge of filing your income tax, save and invest your salary safely, spend from his income, even for the common expenses, he is essentially in a tough spot. One wrong decision with your money and it could mean huge losses for the both of you.
As his better-half, you have to truly make your marriage a successful partnership. If you do not inquire about your savings and his investment decisions, you cannot question him later about a loss, because that’s simply unfair to him.
Since you have done everything by the book: study, work, earn, save, invest - all before marriage, you ought to do it for your marriage as well. The best approach is to be a team where both of you combine your respective skills - and be true partners.
Learn about investing your money and ensure that you have control over financial decisions that concern the both of you, as a couple. Share the load by putting in an effort and help him out so you grow as a family and not merely as individuals.