First of all, let’s understand the concept of Surrender Value (SV). It’s the money you get from the insurer on giving back the life insurance policy before the due date.

108 months, Rs 20,000 to save a month to begin with. Can you reach 50 Lakhs before 40? Here’s a 5-step approach

While providing emotional support to kids is a lifelong activity for parents, financial support needs a boundary, lest it jeopardize your retirement goals.

Some prudent financial steps will ensure you unwind without stressing about how you are going to sponsor the trip.

A crore goes a long way today but, even accounting for inflation, it is likely to command respect 12 years from now. This is the kind of leg up that your child can use, irrespective of their personal capabilities and situation.

Rs. 1000 probably looks like a small amount these days. But you know what? It’s exactly the right amount to do something smart about.

Start today. Your destiny is made by the decisions you make today. Make your older self proud of the choices you made now. Wondering how to get started with?

Buying a home is one of the biggest financial decisions you will ever make. This decision will make you relook at your finances, cut your monthly expenses, forego your next Europe trip or even your desire to buy the next smart phone. Because nearly 40% of your take home salary will be committed for the longest financial obligation of your life!