Here are some of the new financial beginnings you can make this year and be one up on finances

Here is a suggested checklist that you can start any year with and as you move forward, customize as per your personal situation.

What you should keep in mind when deciding how many credit cards is too many.

Residential housing prices have marginally fallen in the major cities ever since the pandemic hit us, while government-led sops have encouraged a further drop. Should one use this opportunity to buy a house in these times?

Investing in real estate has the potential to provide regular rental income, while also giving a scope for price appreciation. However, it is not devoid of challenges.

Its primary function aside, getting a health insurance policy can add a lot to your investment journey too.

It feels good to get a phone on your reward points or air miles or a stay, free. However, managing multiple credit cards is more than about reward points. Here is what you need to be careful about.

While this is a priority even before you start investing, it is not a one-time affair, you need to revisit your emergency fund, at least once a year.