Personal Finance

generate returns

Can your investment goal be to maximise returns?

If you don’t have a defined goal, you can save just for the sake of saving and invest those savings just for the sake of earning returns.

fin freedom three ingredients

Financial freedom needs these three ingredients

What makes you feel financially free is not going to be the definition of financial freedom for another. Hence, it’s important to focus on your own version of financial freedom.

common mistakes home loan

Common mistakes people make while taking a home loan

By being aware of the following mistakes that people often make while taking a home loan, you can make better choices.

financial planning new year

Financial beginnings for the New Year

Here are some of the new financial beginnings you can make this year and be one up on finances

personal finance checklist 2021

Did you make your 2021 personal financial check list?

Here is a suggested checklist that you can start any year with and as you move forward, customize as per your personal situation.

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too many credit cards

How many credit cards should you ideally have?

What you should keep in mind when deciding how many credit cards is too many.

should you buy a house

Is it the right time to buy a house?

Residential housing prices have marginally fallen in the major cities ever since the pandemic hit us, while government-led sops have encouraged a further drop. Should one use this opportunity to buy a house in these times?

rent for old age

Rental income – Is it practical to rely on it for your old age?

Investing in real estate has the potential to provide regular rental income, while also giving a scope for price appreciation. However, it is not devoid of challenges.