Lifestyle creep is just the year on year increase in your expenses, above and beyond normal inflation, thanks to rising income.

Learn how you can financially plan for your first entry-level home.

Culturally, it’s been frowned upon to discuss money matters with our family. Times change and as the overall knowledge and inclusiveness increases, how and what we communicate with our families also changes.

You need a financial “go bag” of sorts. But this is for your family, so they are well-informed about the whereabouts of your money and financial documents. This can go a long way to ensure your and your family’s peace of mind.

If you don’t have a defined goal, you can save just for the sake of saving and invest those savings just for the sake of earning returns.

What makes you feel financially free is not going to be the definition of financial freedom for another. Hence, it’s important to focus on your own version of financial freedom.

By being aware of the following mistakes that people often make while taking a home loan, you can make better choices.

Here are some of the new financial beginnings you can make this year and be one up on finances