Personal Finance

more money

Making more money is also a goal

Can one desire to simply make more money? Nothing wrong with this goal, because making more money means creating wealth. Creating wealth can help you sustain a lifestyle that you want through the ups, downs and the beyond the end of your regular earning years.

repo rate

Does a repo rate cut matter to your investments?

In the latest monetary policy review, the Reserve Bank of India cut its benchmark repo rate by 35 basis points of 0.35% to 5.40%. You are right in thinking that your housing loan EMI could look lower if banks follow suit and lower their lending rates too. But what happens to your committed equity and debt fund investments?

short term goals

How do you manage the risk of not achieving your short-term goals?

The life goal, such as the one above, needs to be converted into a “financial goal” for it to see daylight. This means talking about sobering facts about money and how to save enough of it to buy the flight ticket, book an Airbnb and still leave enough to do some kilt shopping and, you know, eat and drink, and make merry.

digital wallets

How to Smartly Use Digital Wallets

Gone are the days when people carried fat wallets stashed with cash and multiple cards. Now many use digital wallets installed on their smart phones to pay grocery and utility bills, movie tickets and more.

audience band celebration

Four signs your lifestyle is more expensive than you can afford

Many of you might have been big fans of the show “Narcos” on Netflix. Especially the first two seasons. While Pablo Escobar was not exactly a model citizen and the way he earned his billions was in one of the worst ways possible, many of us envied his lifestyle.

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action plan brainstorming complex

What do you do when you have many goals but not enough money?

The many financial needs, most of which come to light when we start our families, bring to attention a different kind of problem. We realise we have many financial goals but not enough in the way of earnings to save for these goals.

are you saving enough

“मैं 32 साल का हूं और शादीशुदा हूं. क्या मैंने अभी तक पर्याप्त पैसे बचाए है?”

यह एक ऐसा सवाल है, जिसे आपमें से कुछ ने पूछा होगा, और कइयों ने इसके बारे में सोचा होगा. फिर चाहे आप अपनी महीने की सैलरी का 5 या 50 फीसदी बचाते हों, लेकिन आप ये कैसे पता करेंगे कि क्या यह पर्याप्त रकम है जिसकी आपने बचत की है.

got a lakh

Got A Lakh? Here Is What To Do Next Based On Your Situation

If you have managed to save a lakh, you seem to be good at saving. But now you might be wondering what to do with that money lying in your RD or bank account. Here are 3 questions to help make a decision.