Buying gold as ornaments makes sense only for personal use. After all, ornaments are an expensive way of buying gold.

While there is the irresistible urge to go for a brand new car, it might not suit everyone’s pocket. Perhaps, you have done a few test drives and shortlisted your favourite model. But you are unable to decide between the new and old. Hop on as we drive you through its pros and cons.

For a lot of young Indian urban working women, motherhood is no more a simple decision. The question often arises, that does it make sense to become a mother in their 20s or delay it to their 30s when they are more likely to be financially stable?

Financial security is about being able to save and invest enough so you do not constantly rely on your salary to maintain your lifestyle. Usually, the idea is to reach this level of financial security by the time you have to retire.

Having conversations and communicating effectively about money is a difficult task for adults, let alone trying to make sense of it for children. Nevertheless, setting a sound money foundation should begin at an early age, that’s how the inhibition around money discussions will reduce.

You keep calendars to remind yourself of personal events like anniversaries, doctor visits, or piano lessons. Why not extend the good practice to organise your financial life as well?

“Stop eating out”. “Cancel gym memberships”. “Shop with a grocery list”. Often such advice is given to save money. However, there are some items that should never be cut out of your household budget.

The festive season has begun and like every year there are plenty of discounts and freebies. From waiver of stamp duty and registration to doling out free modular kitchen and gold coins, builders are leaving no stone unturned to sell their wares. Should you bite the bait?