How much can you afford to spend this festive season? In these times of concern and watchfulness triggered by the pandemic, family finances have gotten altered. Can one still afford to spend like before?
Nine Investment lessons from the games of IPL The initial overs of the power play are the best time to make a thumping start. Many a time, the runs scored in these overs decide the destiny of the match. Similarly, when it comes to investments, you need to start as early as possible.
Why you should mend your loss averting behaviour If you are inclined to loss aversion, then chances are that you will be quick to sell investments which are profitable while holding on to the loss makers.
All you need to know about Top-ups in a health insurance policy You may have health insurance already. Should you go for a top-up as well?
Credit card situation a mess? Here's a 3 step solution. Ask yourself if you really want to pay the credit card company that much more? And can you afford to?
How can you get rid of money eating insurance policies? One financial mistake that many of us individuals make is to load ourselves with expensive or high premium life insurance policies, thinking of them as investments that will give us a good return in years to come.
At what age should you start investing in debt funds? Don’t think about investing in terms of whether it is the right age or the right time to invest. Focus on what your goals and objectives are.
Out of a job? How to maximise cash flow? Here are three things you can do to build cash savings without endangering your long-term wealth creation immediately.
Lump sum or regular income? What’s better for your term policy payout? Insurers usually give an option as to how the insured would like the payment to be made to their family members in case of claims.
How to systematically calculate life insurance cover for your family? Some take a cover that’s 10-12 times one’s annual income, while others are happy hitting a seven-digit figure (Rs 1 crore). But income keeps changing over a period of time.
Can a couple invest in the same set of mutual funds? Do you look at your portfolio as separate or part of the whole? Maintaining a Chinese wall between portfolios of couples could mean that both might own a similar portfolio. Does that make sense, financially?
ULIP or term insurance plus mutual funds, what’s better? The big question is whether to buy a ULIP or just a term policy from an insurer? Or in other words, should we separate the insurance needs from that of investment?
