Financial beginnings for the New Year Here are some of the new financial beginnings you can make this year and be one up on finances
Did you make your 2021 personal financial check list? Here is a suggested checklist that you can start any year with and as you move forward, customize as per your personal situation.
How many credit cards should you ideally have? What you should keep in mind when deciding how many credit cards is too many.
Rental income - Is it practical to rely on it for your old age? Investing in real estate has the potential to provide regular rental income, while also giving a scope for price appreciation. However, it is not devoid of challenges.
Does having a health insurance policy make you a better investor? Its primary function aside, getting a health insurance policy can add a lot to your investment journey too.
What risks do you run by having too many credit cards? It feels good to get a phone on your reward points or air miles or a stay, free. However, managing multiple credit cards is more than about reward points. Here is what you need to be careful about.
Don’t forget to top up your emergency fund While this is a priority even before you start investing, it is not a one-time affair, you need to revisit your emergency fund, at least once a year.
A Smoker’s guide to buying insurance Here is a smoker’s guide to getting the best from their insurance buying
Three must do’s in 2021 Focusing on some of these tasks will help in starting the new year on a positive and strong footing.
Should you get a job-loss cover in these times, and is it effective? Safety of jobs is no longer a given. Is it smarter therefore to take a job-loss cover?
Online shopping biases that you wouldn’t have guessed existed Before you shop online this festive season, ensure you don’t succumb to certain biases.
3 bad money behaviours you are better off without You may not realise it, but we all have some behavioural biases which stop us from objectively analysing what works best for our money.
