The per capita income itself is growing at about 10% annually. On the other hand, ‘basic needs’ like food has already been met for most of the population and will not grow at the same pace. Most likely, basic needs will grow in line with inflation or less.

Here’s our assessment of equity and debt markets in February 2019. Apart from the elections, one of the larger issues having an impact on the markets is the spate of selling by foreign portfolio investors (FPI), driven by US-China trade war.

I am writing this, as I have made several mistakes over all these years as an investor. If not for some of these mistakes, I would be far better off today and much wealthier.

With the general elections just a few months away, we have seen several investors being cautious over the equity markets and are either delaying their investments, or worse still pulling back on existing investments.

Don’t act impulsively every time you see a gain or a loss.

Before you make that next big purchase, ask yourself if it is really going to add any real value to your life?

We review the two proposals that most impact investors in equity mutual funds and conclude that there is no reason for investors in equity mutual funds to panic and take any action.

A simple computation technique for mutual fund investors.

We believe that the equities continue to be the best option among investable assets and we are quite confident entering 2018.

You can apply for an Aadhar card only offline, primarily due to the biometrics requirement.

Did you know you’re building a secret saving of over Rs. 1 Cr in something called the Employee Provident Fund (EPF)!?

The Union Budget 2017, was released last week, but in my view, it is a good time to evaluate your own budget.