The point of this article though is to make sure, that irrespective what you think your definition of “long-term” is, you don’t do the following when linking your goals to equity mutual funds.

Here is what you need to be on the lookout for to avoid taking too much risk in your debt fund.

There are three good reasons why moving from one fund to another en masse is not a great idea.

It’s valid to ask: Should I stop regular investments – or mutual fund SIPS, protect my capital and restart once the fall is complete and the market trend turns positive?

A ‘side pocket’ option allows a mutual fund house to separate bad assets or risky ones from other liquid investments in a debt portfolio which could get impacted by the credit profile of underlying instruments.

There are two ways in which you may be taxed on gains from your debt funds – dividend tax or capital gains. Read on to know which one of the two is more efficient in your case.

What does it mean to invest in equity? For some it is quick gains in multiples, for others a sure loss of capital. While the outcomes can be either, equity investing is very different from gambling.

You need to know before you invest why exactly do you need the returns. The answer to this question will decide what to invest in and your baseline return expectation from that investment.

KYC or Know Your Client is a process that various financial services companies need to adhere to for getting details of their clients.

A Top-up SIP offers flexibility to your investment enabling you to bump-up the monthly investment amount.  It can be either a specific percentage of your original SIP amount or even a predetermined fixed amount.

If you invest based on what happened last year, you’re in for a surprise at the end of the following year; returns may be similar or may be nothing like what you expected.