While it is true that there is risk involved in market linked investing, let’s try to distinguish the various types of risks to understand how to manage them better.

For goals that are going to take less than five years, fixed income makes most sense. These can include debt mutual funds, fixed deposits, Government and private bonds, NCDs, various post office schemes, and a few others.

It’s like asking if it’s too late to get into a relationship. It depends on what stage of your life you are in. Just like when building a good relationship, you invest knowing your expectations – through the ups and downs.

Most of us associate financial freedom with not needing a job. But while a complete retirement may be a few years away, here are nine levels of progress that you can measure yourself against.

With technology advancements, investing a portion of your first salary in a mutual fund scheme is only a matter of minutes. However, where should you invest your first salary? Is it a must to begin with an equity fund?

One thing that came out from our discussions was that a lot of savers go for financial products based on their perception of how “risky” they are.

Equity investing implies taking a certain amount of risk. This also means you must have money to put at risk. Does this mean that only the rich should invest in equity?

Every individual at this age should have a financial game plan and should try to reach important financial landmarks.