Investing Essentials

redeem

Planning to redeem in this correction? Think again.

Should you now stop investing and wait for the bottom? You could, but for that you would need a crystal ball to tell you exactly where the bottom is.

retirement plan

How living longer will affect your retirement planning?

If retirees are unprepared, golden years might not be as golden. Here are some retirement strategies to adopt for living a happy long life.

retirement

What does a delay in investing do to your retirement prospects?

We do end up getting our collective acts together later on when concerns for our child’s future or a drying up job market force us to think seriously about investing. But is there a cost to investing later on in life, rather than earlier?

short term goals

How do you manage the risk of not achieving your short-term goals?

The life goal, such as the one above, needs to be converted into a “financial goal” for it to see daylight. This means talking about sobering facts about money and how to save enough of it to buy the flight ticket, book an Airbnb and still leave enough to do some kilt shopping and, you know, eat and drink, and make merry.

bankrupt social

Why do some rich people go bankrupt?

Why does something like this happen? Each of these examples are unique, but much of these are due to behavioural issues. We will try and cover the most common mistakes and steps to avoid any such catastrophic collapse in wealth.

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financial goals

How to link equity mutual funds with long term goals?

Once you know your financial goals, and the asset classes you need for them, the next step in achieving these goals is selecting the right instrument. This approach will help you set rational return expectations, and more importantly won’t lead to disappointment.

avoid investing in equity

How to avoid investing emotionally in equity

Market volatility brings forth a range of emotions among equity investors. When markets run up, there is a sense of excitement and euphoria among investors. And when it corrects, initial denial (a tendency to not recognize a loss and admit...

Why you should aim to increase your SIP by 15% each year

Increasing your SIP in line with your raise can work wonders for your wealth. Find out how.