Financial Planning

joint holders

Joint holders in a mutual fund? Here’s what it means.

From bank accounts to HUF accounts to property transfer, there is a whole lot going for it in terms of having a joint ownership. While it is a convenient way to do so in a mutual fund it does come with certain limitations.

indian man thinking hard

Are you on track for a great retirement? Check with this quick rule of thumb

When do you plan to retire? The longer you plan to work, the lesser will be the need to save. That’s because your savings will get more time to grow and you will spend fewer years in retirement.

retired couple indian

Four things that make retirement stress free

Do you know that one can retire wealthy by following some basic rules? Here are top four things that can make your retirement stress free.

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How much money can your savings buy?

Saving while managing all our debt (according to a recent report, millennial Indians owe the most in terms of unsecured debt), is a tall order for most. We all need some inspiration to do the hard things in life. Here’s something that should give you some practical motivation.

investment portfolio

How can you align your existing investments to goals? Start with this 7 step plan.

Having a disparate set of investments without direction, is like a car where the wheels are pointed in different directions and each one moves at a different speed. Here’s what you can do, if you find yourself in such a situation.

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A one-minute guide to a rich retirement

Firstly, let’s start with the definition of “Retiring Rich.” This doesn’t mean just building a corpus to last through a lifetime and more. It means building a corpus big enough that would last a lifetime and give one a better lifestyle than before.

backpacks college students

What are the total costs of studying abroad?

What are the total costs of studying abroad?While the prospect of gaining life experience along with quality education abroad are good reasons to plan for your child, be warned that tuition is not going to be the only spend you have to plan for.

surprised indian

The tax advantage is not enough to jump into ULIPs

There are other factors which make ULIPs inflexible and demanding. Here is what you need to watch out for.