Three ways to improve your retirement kitty If you are already past your professional prime, you may be worried about gaps in your retirement kitty. If you don’t want to compromise on your preparedness for your financial future, begin by focusing on these three aspects.
How to spring-clean your mutual fund portfolio? Spring-cleaning your MF portfolio is a step-by-step process that is tied to your financial goals
How to make your money goals attainable What you need to watch out for is not getting carried away by your emotions and instead, setting goals which you can achieve realistically.
Three ways to remove emotion from investing Each individual will have their own solution to achieve this distance between emotion and decision, but there are some standard measures you can take to ensure a good start.
What if your equity-linked goal was slated for 2020? Your two options are either to reduce the amount required for the goal and secure it now in a stable return investment or you can extend the time for achieving the goal.
Retiring in a bear market. Dos and Don’ts. If one is at the cusp of retirement, the latest market correction can be unnerving. Depending on the exposure to equities, one’s retirement portfolio could have been down by 25 per cent or more.
What should investors do after the steep rate cut in small saving schemes and bank FDs? Since April 2016, interest rates of small saving schemes have been linked to the market rate (yields of government bonds) and adjusted every quarter. And with yields of government bonds currently quoting at multi-year lows, interest rates on small saving schemes have also dropped to record low levels.
Why asset allocation is key to staying calm In uncertain times, the volatility increases and the swings are large. The common investor can find this stressful and confusing. In times like these, your asset allocation can be a major contributor to your stress levels or can help with reducing it.
Musings of a family man: Discussions at home I thought that given my job as the Founder and CEO of a wealth management company, my daughter would assume that I had this family finance thing sorted but the question got me thinking, and I decided to probe a bit deeper into the questions and concerns that the family had.
Your equity mutual fund portfolio faced a market crash – What to do now? If you started investing in equity based mutual funds over the past 4-5 years, the current state of the markets, thanks to the already afflicted Indian economy and the global COVID -19 pandemic, must be nothing less than shocking to witness.
How should I plan my investments for 2020? Here’s a quick checklist for getting a head start on your financial planning for the year.
Should you use monthly savings meant for long term goals for short term unanticipated needs? I have an unanticipated expense coming up during this year, but I don’t want to touch my emergency fund. I still have a few months till I need the money and I want to transfer some of my savings from equity SIPs to a debt fund temporarily. Does this make sense?
