The tenets of asset allocation often mean that while your goal may be one, you may require multiple financial instruments to achieve it.

These funds are from the liquid fund and ultra-short term fund categories. You can use their unique features of low risk and stable returns to build the portion of your financial portfolio that caters to capital preservation.

The withdrawal of the circular, on small savings scheme interest rates, on March 31 brought a lot of cheer but, we cannot ignore that small savings rates have been falling for nearly two decades now.

Managing post-retirement portfolios is all about meticulous planning. Here are the steps you need to take.

Lifestyle creep is just the year on year increase in your expenses, above and beyond normal inflation, thanks to rising income.

There are those who had increased their contribution to EPF on a voluntary basis to get advantage of the earlier nontaxable, guaranteed, high interest pay out, but is it still worth your while to continue such voluntary contributions or should you switch?

Buying multiple properties as a way to supplement retirement income has been a popular approach for many retired defence services personnel. But is it worth the time and effort? Let’s find out.

Culturally, it’s been frowned upon to discuss money matters with our family. Times change and as the overall knowledge and inclusiveness increases, how and what we communicate with our families also changes.