Given several weeks of high decibel discussion around the elections, the tendency to stay on the side-lines, till clarity emerges, is understandable.
Many investors prefer to have direct ownership in stocks. Remember that this route has its risks, with companies like Jet Airways, Kingfisher, Reliance Communication, Unitech, etc being prime examples. Nearly 70% of companies ever listed have faded away. One needs to have reasonable expertise before investing directly in stocks.
A few weeks back, investor Thiyagarajan Chandrasekaran posted on a popular financial portal ‘there is no dividend for the month of December-18 and February-19’. Thiyagarajan had put his hard-earned money in a top-rated balanced scheme of a mutual fund and was surprised to know that monthly dividends were not guaranteed.
Your '20s are the age of realization. You're an adult and slowly start to understand the intricacies of the new responsibilities of your "mature" life. College was all about living in the moment and dancing the weekend away. But it is now that you understand that partying every weekend is not such a good idea both for your health and wallet.