Posted on 25 Oct, 2018
Last updated May 19, 2021
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Are you saving enough?
It’s a question some of you have asked, and many of you have thought about. Whether you save 5% or 50% of your monthly income, how do you come to know if that is “enough”? Here are some pro tips that can ‘save’ you.
Equitas Small Finance (ESF) Bank Fixed Deposit
Equitas Small Finance (ESF) Bank provides fixed deposit schemes with higher interest rates than their savings bank account. Moreover, the investors have the flexibility to choose their interest payout frequency. In other words, the depositors can opt for monthly, quarterly...
ESAF Small Finance Bank Fixed Deposit
ESAF Small Finance Bank offers higher fixed deposit interest rates than their savings account. The rate of interest ranges between 4.5% to 6.5% for regular citizens for a tenure of 7 days to 10 years. Also, senior citizens get an...
ICICI Home Finance Fixed Deposit
ICICI Home Finance Bank offers higher fixed deposit interest rates than their savings account. The interest rates range between 4.3% to 6.45% for regular citizens for a tenure of 7 days to 10 years. ICICI Home Finance FDs offer 0.25%...
J&K Bank FD Interest Rates
Jammu and Kashmir Bank offers higher fixed deposit interest rates than their savings account. The interest rates range between 3% to 5.3% for regular citizens for a tenure of 7 days to 10 years. Senior citizens get an additional 0.5%...
LIC Fixed Deposit
LIC Housing Finance is among the most reliable term deposit providers. LIC offers several benefits to its depositors. For example, it offers high-interest rates, has flexible tenures and also offers loans against the deposits. In this article, we have covered...
HSBC Bank Fixed Deposit
HSBC Bank offers higher fixed deposit interest rates than their savings bank account. The interest rates range between 2.25% to 4% for regular citizens for a tenure of seven days to five years. Senior citizens get an additional 0.5% on...
Should I Pre Pay Home Loan or Invest in Mutual Funds?
Decision making can be tedious when multiple options are available. Financial decisions always seem the most difficult ones to make. In the era where home loans are available at such cheap interest rates, one can easily get a loan to...
Direct Tax and Indirect Tax in India
What is a Direct Tax? In India, taxes are levied by the Government through Direct & Indirect Taxes. Both are extremely important in the growth of the Indian economy. Direct taxes, in simple terms, is the tax that is levied...
The Difference Between NPS and APY Schemes in India.
What is the National Pension Scheme NPS? National Pension Scheme (NPS) is a long-term investment plan started by the Central Government. It falls under the purview of the Pension Fund Regulatory and Development Authority (PFRDA) and is open to employees...
How to Compute Tax on Income From Other Sources in India?
Income from other sources is one of the heads for the classification of income as per the income tax. It can be considered as a residuary head of income that covers all the incomes which are outside the scope of...
A Complete Guide on How to File ITR 7 on E-filing Portal?
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A Complete Guide on How to File ITR 6 on E-filing Portal?
News Update The Income Tax Department has launched its new e-filing website on the 7th of June, 2021. This new portal will soon replace the existing portal www.incometaxindiaefiling.gov.in. With the main focus on a user-friendly e-filing experience for the taxpayers,...
Hedge Fund vs Private Equity
Hedge funds and private equity are alternative investment funds that the Securities and Exchange Board of India (Alternative Investment Funds) Regulations, 2012 regulates. They are high-risk investments that invest in marketable securities and private companies. Though both hedge funds and...
Stock Return
What is a good return on a stock? The main factor to be considered in order to determine a good return is the risk level, for example investing in penny stocks is a high risk of loosing the investment but...
Investment Club
Are investment clubs a good idea? Investment clubs are formed when a group of individuals collectively pool their money to invest it. All the members of the group share the benefits of the investments. With collective investments, comes lower transaction...
NSDL
Can we download the PAN card online on NSDL? PAN applicants can download their e-PANs directly through UTIIYSL's website, this option is available only for those who applied for fresh PAN or the most recent update and must have linked...
Gross Income
What is the difference between gross income and net income? In simple terms, gross income is the total amount that a person earns before reducing any of the liabilities. The net income is arrived at after reducing the liabilities from...
Government Securities
What are examples of government securities? Government securities are generally an investment product offered by the government. it can be in the form of treasury notes, bills or bonds, TIPS or a saving bond. this kind of securities usually offers...
Central Bank
What is the central bank and its functions? The Central Bank in India is a national authority. It is responsible for managing inflation, conducting monetary policy, and maintaining the financial and economic stability of the country. Moreover, It controls the...
Celebrate at affordable prices!
They say the most pure form of love is what we receive from our parents. They love with no expectations. It’s unconditional. That said, it’s not a bad idea to do something special for them. What do parents expect at...
Is Travel Insurance Necessary?
Dreaming about a vacation, making it a part of your life goals, investing in it, planning the entire trip and counting days until we could go on a dream vacation. Sounds satisfying, doesn’t it? After planning the entire trip and...
Yoga for Financial Health
We have recently celebrated International Yoga Day on 21st June. The social media was filled with pictures of individuals doing yoga. Yoga is no game where you can conquer in a couple of days. Yoga requires patience and practice. It...
7 Enemies to your Financial Success
A 100% success rate for investments is everyone’s dream. But how many of us are actually working towards achieving it? Dreams don’t become reality unless and until we act towards it. Enemies are everywhere whether we realize or no. Similarly,...
Personal Finance Myths : Busted
Myths are ancient stories passed down through time. Personal finance existed from the time money came into existence in the world. Hence there are myths about it. However, they only change from time to time, with investment vehicle available in...
Financial Lessons from F.R.I.E.N.D.S.
F.R.I.E.N.D.S has been one of my favorite shows even after so many years. Watching re-runs of this series is one of my guilty pleasures. Having watched it so many times made me realize that there are so many things that...
Section 80E – Income Tax Deductions on Education Loan
With the increasing need and demand for higher education among the student there lies a huge cost of such higher education. Usually, an education loan is taken by the student and repaid after completing the education. Once a student land...
Best tax saving investment and expenses options under Section 80C
section 80c Section 80C of the Income Tax Act gives a privilege of tax deduction up to Rs1.5 lakhs to individuals and HUF. The tax deductions provide a means for individuals to reduce their gross total income and save tax....
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