Scripbox logo
  • My Investments
  • Logout
Login User Icon
Scripbox logo
  • InvestmentDown arrow icon
    • Wealth Plans
      • Core Mutual Funds
      • Emergency Fund
      • Tax Saver Plan
      • Goal Based Plans
      • Principal Protection & Growth
      • Smart Transfer Plan
      • Cash Management
      • Get Started Here
    • Goal Based Plans
      • Retire Confident
      • My First Crore
      • Dream Planner
      • Child Education
    • Explore
      • US Stocks
      • Invest in NPS
      • NAV in Mutual Funds
  • Mutual FundDown arrow icon
    • Explore
      • Invest in Mutual Funds
      • Latest Mutual Fund Nav
      • Compare Mutual Funds
      • Mutual Fund Vs Fixed Deposit
      • ETF Vs Mutual Funds
      • Mutual Fund ISIN Number
    • Category
      • Best Mutual Funds
      • Best Mutual Funds for SIP
      • Best ELSS Funds
      • Best Flexi Cap Mutual Funds
      • Best Equity Mutual Funds
      • Best Small Cap Mutual Funds
    • AMC
      • SBI Mutual Fund
      • HDFC Mutual Fund
      • Axis Mutual Fund
      • Nippon Mutual Fund
      • Aditya Birla Mutual Fund
      • See all AMCs →
    • Short Term Money image

      We match your objectives to the right portfolio

      • Short Term Money image

        Core Mutual Fund

        Inflation-beating growth with equity funds

  • Fixed DepositDown arrow icon
    • Explore
      • Fixed Deposit
      • Best Tax Saving FD
      • Best Senior Citizen FD
      • Highest FD Rates
      • Best Corporate FD
    • Banks
      • SBI FD Rates
      • HDFC FD Rates
      • ICICI FD Rates
      • PNB FD Rates
      • Kotak FD Rates
    • NBFC
      • LIC FD Rates
      • HDFC Ltd FD Rates
      • ESAF FD Rates
      • IDFC First FD Rates
      • PNB HFL FD Rates
    • Money bag image

      Track all your FDs on Scripbox

      Track all your FDs without any hassle and get one view of your overall wealth.

      Track your FDs Track your FDs
  • PlanningDown arrow icon
    • Investment
      • SIP Calculator
      • Lumpsum Calculator
      • FD Calculator
      • STP Calculator
      • RD Calculator
    • Retirement Planning
      • PPF Calculator
      • NPS Calculator
      • Gratuity Calculator
      • MIS Calculator
      • SWP Calculator
    • Savings
      • EPF Calculator
      • HRA Calculator
      • SCSS Calculator
      • NSC Calculator
      • SSY Calculator
    • Tools
      • Financial Health Check-up
      • Portfolio Audit
      • Income Tax Calculator
      • Compound Interest Calculator
      • CAGR Calculator
      • Inflation Calculator
      • Capital Gain Calculator
      • EMI Calculator
  • LearnDown arrow icon
    • Personal Finance
      • Blog
      • MF Resources
      • FD Resources
      • PF Resources
      • Tax Insights
      • Savings Schemes
      • Gold Rates Today
      • ETFs
    • Watch & Listen
      • Web Stories
      • YT Channel
      • News
      • Help
    • Investing Strategy
      • Child Headstart
      • Emergency Money
  • Personal Finance
  • Investment Strategy
  • Investing Essentials
  • Good Ideas
  • Earning and Saving
  • Wealth Creation
Subscribe Arrow Icon
Scripbox » Blog » Good Ideas » Are you saving enough?

Are you saving enough?

It’s a question some of you have asked, and many of you have thought about. Whether you save 5% or 50% of your monthly income, how do you come to know if that is “enough”? Here are some pro tips that can ‘save’ you.

By
Scripbox • Updated on 31 Aug, 2021
am i saving enough
Clickable arrow icon In this article
TOC share icon

Share

Whatsapp Icon
Twitter Icon
Facebook Icon
Linkedin Icon
Email Icon
Calendar Icon

Posted on 25 Oct, 2018

Clock Icon

Last updated August 31, 2021

Scripbox  

See all articles by Scripbox

Practical Insights For Wealth Creation

Our weekly finance newsletter with insights you can use

Subscribe

Your privacy is important to us

Related Topics

  • Action Plans
  • Advanced Investing
  • Community Questions
  • Defence
  • Earning and Saving
  • Family And Money
  • Financial Planning
  • Financial Planning Case Studies
  • Good Ideas
  • Inspirations
  • Investing Essentials
  • Investment Strategy
  • News For You
  • News Made Easy
  • News That Matters
  • News That Matters - Snippets
  • Personal Finance
  • Scripbox
  • Tax
  • Tax Saving
  • Video Playlists
  • Wealth Creation
  • Women and Finance
indian mother and children

How to achieve the financial goal of children’s education alongside retirement goals?

Learn how to plan for the complexity of dual goals of your retirement and your children’s higher education.

How to plan for both your children’s college education fund in India? – A case study.

Here we are with another case study. This one’s for Rohan (44) and Shriya (37), who want to send both their children to premier Indian institutions. Let’s take a look at the plan.

Can you give both your children a US college education? Let’s find out what it will take!

We’re back with another case study and this time we’ve planned for Sriram (42) and Sanjana (38), who want to send both their children to colleges in the US. Take a look!

How to plan for your daughter’s college education fund in India? – A case study.

What would it take for Ajay & Preeti to give Simran a premier college education?

How to plan for a US college education fund for your child- A case study

Can Kabir’s parents afford his graduation from a US University? Let’s find out.

course correction in fin planning

Financial checks to do on your 40th and 45th birthday

Understand what financial checks you need to do as you hit your 40th or 45th birthday and what these can tell you about your goals.

should you switch

When should you consider a PMS?

Let’s find out if you ever actually need a PMS and which scenarios dictate its inclusion in the set of financial tools at your disposal.

retirement affordability

Can the rising equity glide path reduce your post-retirement risk?

In this article, we discuss an alternative approach that may answer the question of how much to expose to equity during retirement.

course correction in fin planning

A Systematic Withdrawal Plan (SWP) is more tool than an investment instrument – here’s why

A Systematic Withdrawal Plan is an effective solution to plan your cashflows but is it actually a solution in itself? No & here’s why.

3 reasons asset allocation

Asset allocation is a risk mitigation approach rather than a return maximization one

Learn why asset allocation is all about risk mitigation and not maximising portfolio returns and why this should guide your investing

waiting for market crash

Should you shift your equity mutual fund SIPs to debt investment options in the falling stock market?

The equity market is on a roller-coaster ride due to worries over high inflation, the continuation of the Russia-Ukraine war and rising interest rates. The Sensex has fallen 14.6% as of June 24th, 2022 So, is it a good idea to shift your equity mutual fund SIPs to safe-haven fixed-income products such as debt mutual funds, bank fixed deposits etc.?

single or separate portfolios

How do high-interest rates affect the stock market and individual stocks?

There’s been much talk about how the stock markets are being shaken and stirred thanks to the rising interest rate environment. But what’s the relationship exactly and how does it affect you as a long term investor? Let’s find the answer.

ulips blog

Why Mutual Funds Are Better Than ULIPs

We explain why ULIPs are not the best option for you and the alternative, of investing in Mutual Funds, is better.

invest in equities

Would You Advise Your Best Friend To Invest In Equities Now?

History tells us that equity investing is a long term venture. That money is made by people who held the course when times were bad. And times are looking bad right now. But as we all know the equity markets tend to recover from these bad times. Is it difficult to keep the faith when you see everyone around you panicking? Yes again.

health cover for parents

How can defence services personnel create a Rs 1.5 cr fund for securing their child’s higher education?

As defence services personnel, you are uniquely placed to create a big and sufficient corpus to fulfil your child’s higher education dreams.

fixed income is it enough for retirement

Armed forces personnel? Know what is commutation & how should you invest your commutation lumpsum.

Learn how is commutation calculated and how you can go about investing this significant lump sum amount effectively

investing in your 40s

What should you be invested in your 40s?

Your 40s come with myriad financial nuances and goals. Here’s how to invest to marry them right.

equity market peak 2021

Three reasons not to delay your investment even if this is a market peak

With the markets at all-time highs, wondering if it is better to sit on cash? We think otherwise and here’s why.

joint holding of securities

Why having joint ownership of financial securities can be useful

All you need to know about why Joint holding of your financial assets should be on your priority list.

robo human

Algorithmic or human-based advice – what works?

Which one makes sense for investors or do you need both?

insurance cum retirement

Should employees seek ESOPs in lieu of a higher salary?

ESOPs benefit employees when a company executes a buyback or launches an Initial Public Offering (IPO). This makes ESOPs a great tool for you to build wealth.

DIY investor

Top 4 considerations on company equity plans for employees

Here’s what you, as a potential employee, need to keep in mind when choosing between equity plans for employees.

risk adjusted returns

What do employees need to know before opting for ESOP, RSUs, or ESPP?

Confused between ESOP, RSU, or ESPP? Learn the difference and decide what works for you and your wealth, effectively.

financial mistakes

Have trouble articulating your financial goals?

If you have trouble giving substance to your vague financial aims, then fear not! Let’s help you analyse and figure out the what and how of financial goals.

history of inflation in India

History of Inflation in India and what to expect going forward

Ever wondered what inflation in India looked like decades back? Here’s a quick primer that tells you all you need to know.

doctors need a wealth plan

Doctors too, need a wealth plan

Doctors face a unique work-life and thus, unique challenges. This calls for a different approach to wealth planning for them.

health cover for parents

How to financially plan for your child’s wedding

Learn what you need to keep in mind if you intend to create a financial plan for your child’s wedding which is still a decade or more away.

saving for retirement

Financial planning for new-age couples

A couple that plans together, stays happy together. Learn how you both can smoothly traverse financial planning as a process.

Where to keep retirement money?

How to efficiently transfer properties to your loved ones?

Learn how you can make property transfer a simple and easy process to ensure maximum transparency and equitability.

family and money defence

How to start a conversation with your spouse about saving for a child’s education

Planning for your child’s higher education is a family goal. Here’s how to start the conversation around this with your spouse.

health cover for parents

Here’s how you should buy health insurance for senior citizen parents

Here are the nuances you need to keep in mind when buying health insurance for your senior citizen parents.

lapsed insurance policy

‘Are we sufficiently insured?’ The one conversation you must have with your spouse in your 40s

Having a conversation on insurance is a must do activity for every couple. This can save you a lot of grief down the line.

health cover for parents

How to financially plan for your child’s wedding

Learn what you need to keep in mind if you intend to create a financial plan for your child’s wedding which is still a decade or more away.

retirement home

Should high inflation make you take a relook at your retirement goal?

If retirement is on your list of financial goals to achieve, should the current high inflation trend lead to a change in plans?

saving for retirement

Should you get multiple health insurance policies or a single policy with a significant cover?

Let’s find out if it makes sense for you and your family to hold a single health policy or multiple ones to ensure adequate health coverage.

risk adjusted returns

Do you factor in inflation when assessing your insurance needs?

Wondering what inflation has to do with insurance? Well, quite a lot! Learn why it matters when planning for your insurance needs.

course correction in fin planning

When to resort to a course correction in financial planning?

When exactly does the need for course correction in financial planning arise in an investor’s journey? Let’s find out.

insurance claim

Making term insurance policy claims smooth for your family in your absence

Create an email that includes all that your family needs to know to make an insurance claim and make this otherwise stressful task simpler

How to plan for both your children’s college education fund in India? – A case study.

Here we are with another case study. This one’s for Rohan (44) and Shriya (37), who want to send both their children to premier Indian institutions. Let’s take a look at the plan.

Can you give both your children a US college education? Let’s find out what it will take!

We’re back with another case study and this time we’ve planned for Sriram (42) and Sanjana (38), who want to send both their children to colleges in the US. Take a look!

How to plan for your daughter’s college education fund in India? – A case study.

What would it take for Ajay & Preeti to give Simran a premier college education?

How to plan for a US college education fund for your child- A case study

Can Kabir’s parents afford his graduation from a US University? Let’s find out.

financial mistakes

Mistakes to avoid while stepping into a new financial year

Avoid these mistakes to ensure the year ahead is a happy one in which you make real progress towards your financial goals.

behavioural biases

Watch out for these three behavioural biases in your money life

Are your behavioural biases helping or hindering your wealth creation efforts? Know the right behaviours you need to have in place.

retirement home

Should you consider Retirement Homes?

Post-retirement does it make sense to reside in retirement homes? What are the benefits and costs? Let’s find out.

festive gold

Are festive gold purchases an investment?

Buying gold is a given during festive times, but is it necessarily an investment or should we see it just like any other high value purchase?

behavioural biases

Taking a Car loan this festive season? Consider these factors first

If you are planning to capitalise on offers on car loans this festive season, here’s what you should keep in mind first.

retirement relocation

Should you relocate after Retiring?

Here are five things to keep in mind when considering whether you should relocate after retiring.

mindset matters

Mindset matters, in life and in wealth.

The why behind your actions, or your mindset holds the secret to not just a great life but also effective wealth creation.

musician salary in india

Young India And Money – How A Musician From Bangalore Is Fulfilling His Dreams

Meet Jonathan, a musician who is working towards fulfilling his passion by using financial foresight and prudence.

young man pondering

The 4 real but surprising ways investing changed me

Here are 4 key observations, as an investor, that I would like to share with you that show how investing can transform you.

indian real estate

Confessions of an anonymous property investor

From the voice I could make out he wasn’t happy. After thrusting a keychain with four different keys into my hands, he said “Please do the needful. I am troubled”.

lvitton blog

How I will buy a crazy expensive luxury handbag with my fresher’s salary

A Louis Vuitton bag is a dream for many, a reality for some and an extravagance for a number of rational, financially responsible individuals. Yes, we all have our perception of what an LV bag is, and more importantly, what...

taylor swift

What you can learn from Taylor Swift about building a great career

With an active social media presence and record-breaking success, Taylor Swift is at the pinnacle of her career. All this and more, just at the age of 25! How did she do it? What are her secrets? Can we learn something from her and apply them to our own careers? Here are four things that we can learn from the musical juggernaut that is Taylor Swift.

should you switch

Is this the right time to switch from equity to fixed income?

With global equity markets under pressure due to the war in Ukraine, investors like you may be wondering if now’s the time to switch to fixed income. Here are three things to keep in mind before you do that.

debt-equity allocation

An ideal debt-equity allocation, that’s right for all?

Is there a one size fits all approach to deb-equity allocation for your portfolio? We think otherwise and here’s why.

ETF

What you should know before investing in ETFs

ETFs have become quite popular in India recently thanks to how they allow exposure to specific indices and themes. But should you also go for them? Here’s what you should know first.

waiting for market crash

Should investors wait for a market crash before investing?

Considering many believe that markets are expensive now, let’s understand if it makes sense to wait for a market crash before investing.

risk

What every investor should know about risk?

What you as an investor should know about risk and how it plays a role in your wealth creation efforts.

DIY investor

Are you a DIY investor? Do you have these skills?

Being a DIY investor seems attractive on paper but can it be actually effective in helping you reach your financial goals?

taxes on mutual funds withdrawal

An investor’s guide to investing in Target Maturity Funds – The debt fund that’s an index fund!

Understand what Target Maturity Funds are, how they work, and what role can they play in your investment portfolio.

index funds

Why should large cap equity funds form part of your core portfolio?

Learn why large cap funds should form a key part of your core portfolio. This is essential for a certain degree of stability in your wealth.

RBL bank leadership change

Is it necessary to realign your asset allocation due to the current market conditions, or should you wait?

Should you re-align your asset allocation in this turbulent market? We try and answer this question by understanding asset allocation.

course correction in fin planning

Should equity investors be worried about high inflation? What does the past indicate?

This high inflationary period that we are seeing now is likely to impact equity growth. But what can history teach us?

protect portfolio from inflation

How to protect your portfolio and goals from runaway inflation?

Learn what Scripbox Chief Investment Officer Anup Bansal has to say on how to protect your portfolio from the high inflationary pressures being seen in India.

index funds

Can curated portfolio baskets be an alternative to mutual funds?

Curated portfolio baskets, as made famous by smallcase, have garnered investor interest. But do they make perfect sense for all investors?

market commentary november 2020

The good news outweighed the bad news, as far as the markets are concerned, in November

Despite European countries announcing a slew of COVID-19 related lockdowns and restrictions, the markets had reasons to smile with multiple players reporting successful COVID vaccine trial rates, and Joe Biden’s election.

monthly newsletter october 2019

Markets continue recovery while government focuses on strengthening growth

Much of the recovery in equity markets over the past couple of months is due to the tax cuts for corporates, announced by the Finance Minister, and a series of other administrative measures announced. One can expect more such measures to trigger the economic recovery.

norms

New Sebi norms: What’s in store for liquid fund investors?

Market watchdog Sebi recently came out with new guidelines for liquid funds. The newly introduced norms could potentially change the portfolio orientation of liquid funds.

investing

Why does conviction matter when investing?

When markets tend to go through their occasional drops, the people who come out on top are often those who kept on investing as if nothing has happened. They had the wisdom to realize that they can’t predict when markets will go up nor when they will go down.

indian economy

Why Indian economy should see a consumption boom in the coming years.

The per capita income itself is growing at about 10% annually. On the other hand, ‘basic needs’ like food has already been met for most of the population and will not grow at the same pace. Most likely, basic needs will grow in line with inflation or less.

bank fd vs mf

2 Reasons Why Bank Fixed Deposits Alone Won’t Make You Rich

There is no doubt that bank fixed deposits (FDs) are considered safe in that you will most likely get your money back. But did you know that bank FDs can negatively affect your savings over the long term?

people with money

Have people made money in mutual funds over time? – here is our 24 year analysis

We have seen several folks doubt whether mutual funds have delivered returns over time. When in doubt, trust in data. So, here goes our analysis.

my 3 struggles in reaching epf awesomeness

My 3 Struggles In Reaching EPF Awesomeness

In order to setup my PF account to enable electronic withdrawals, I recently tried to seed my Aadhar number in the EPF UAN portal and went through some struggles that many of you are likely to go through, or are already going through.

your secret stash of rs 1cr or more

Your Secret Stash Of Rs 1 Crore Or More

Did you know you’re building a secret saving of over Rs. 1 Cr in something called the Employee Provident Fund (EPF)!?

TMNLA

Tell Me News Like A Friend (5 December – 11 December)

Looks like the long winded and painful process of withdrawing from your EPF Account is all set to become a lot more simpler.

how do debt investments work blog

Why Debt Mutual Funds Are An Excellent Alternative to Fixed Deposits?

If you are in this position, there are two convenient options for you: Bank Fixed Deposits and Debt Funds. In this article, we compare them on different criteria and evaluate which is better for you.

union budget 2022

Citius, Altius, Fortius – Union Budget Highlights 2022

Scripbox views and perspectives on the Union Budget 2022 and what it means for the growth of the Indian economy.

market high 2021

Why are Indian markets rising so much in 2022 and is it justified?

As the Sensex approaches 60,000 and Nifty nears 18,000 we explore whether it’s all speculation or are there real underlying causes that support this meteoric rise?

US Fed

US Fed may hike rates. Will it impact Indian Equity?

In the short term, there may be a negative impact as FPIs invest less in emerging markets, including Indian equity, thanks to a potential rate hike in the US. Indian domestic consumption and economic revival will be mitigating factors.

Nifty market high

The Nifty is at another record high! How should you invest?

With the Nifty scaling a new high at 15,800 level, should you stop for now or change the way you invest? Here’s why we think that may not work. It is said that looking at the absolute level of an index is hardly an accurate indicator of whether the market is expensive and potentially close to a peak.

india covid equity 2021

Second wave of Covid in India – What should you do with your equity holdings?

One of the key questions is whether equity investors should convert their equity holdings to cash given the likely economic impact of the second wave and even a third wave as is being predicted by some.

auto debit rule

All you need to know about RBI’s new auto-debit rule

RBI recently asked all the banks to use two-factor authentication for auto-debit transactions on their credit and debit cards. Let’s understand how it will affect your online transactions going forward.

axis

Axis Mutual Fund changes fund managers of 7 funds amidst allegations

Axis mutual fund has removed two of its fund managers from 7 schemes amidst front-running allegations. SEBI has initiated a probe, and this is a developing situation. The immediate impact on investors in the affected funds can’t be ascertained until the fund house, or SEBI provides further information. None of the funds are part of the Scripbox recommendation.

index funds

Indian IT giants go one up on Dalal Street

The IT majors came out roaring with excellent Q3FY22 financial results. Considering their exposure to mutual fund portfolios across the board, this solid performance is good news for your investments and wealth. IT is also a significant employer in the country and this performance indirectly bodes well for the overall economy.

india inc positive

Optimism prevails amongst Indian biz leaders

According to a survey by ET, business leaders of India Inc are bullish about a pick-up in private investment. This combined with a PMI of 55.5 in December reflects well on the prospects of India Inc. For the prospects of your wealth, this is good news indeed.

RBL bank leadership change

Key changes take place in RBL Bank leadership, RBI steps in

While the developments at the helm of RBL bank have hit the bank’s stock price, investors can take heart from RBI’s statements and the management’s communication on the situation. We are watching the developments closely. We also believe individual fund managers are well placed to protect investor interests and take appropriate actions in their respective portfolios.

HSBC

HSBC Mutual Fund acquires L&T Finance’s MF arm for Rs 3,200 Cr

The acquisition serves both HSBC AMC’s growth plans and L&T Finance’s strategic aim to strengthen its balance sheet. For investors in L&T AMC’s funds, though, little is likely to change at this stage. Fund managers and leadership remain the same. We will keep an eye on this and inform you if something fundamental changes.

shriram group

Shriram consolidates group companies to create India’s largest NBFC

Shriram group’s consolidation exercise will create India’s largest NBFC, Shriram Finance Ltd. While the market has reacted negatively to this, for now, the long term impact on investor wealth is unclear. It’s definitely something we will keep our eye on and see how it all pans out.

insurance claim

Should high education inflation make you relook at your child’s higher education goal?

Here’s what you should do if you are worried about high education inflation impacting your child’s higher education goals.

risk

Why should you buy insurance to manage risk and nothing else?

Here are some key reasons you should be aware of, and will help you understand why insurance is meant for risk management only.

lapsed insurance policy

Term policy lapse – Should you revive it or seek a new one?

What’s more financially prudent? What are the challenges involved in reviving a policy and when is it a viable option? Let’s find out.

multiple life insurance policies

Should you own multiple life insurance policies?

Is buying insurance supposed to be a one-time affair? Does it ever make sense to own multiple life insurance policies? Let’s find out.

insurance claims

What are the steps involved in making a death claim on a life insurance policy?

Here’s all you need to know to make this otherwise difficult process somewhat bearable

robo human

Algorithmic or human-based advice – what works?

Which one makes sense for investors or do you need both?

Heads up! Here’s what’s changing in the Scripbox experience

The Scripbox experience is getting a serious upgrade. Let’s see what’s in store!

We heard you! Your Scripbox app is changing for the better.

You wanted a better Scripbox app? Well, we are making it happen!

investment actions good or bad

What have millionaires in the US and Scripbox got in common? A shared approach, for one.

What does how millionaires invest in the US and Scripbox have in common? Let’s find out.

scripbox logo

Changes to investing in US stocks through Stockal

If you were investing in direct US stocks through Stockal via Scripbox, please read this.

2020 equity performance report card

2021-22 Report Card: Performance of Scripbox Recommended Mutual Fund Portfolio

Here’s how the Scripbox recommended set of funds performed last year.

debt-equity allocation

Underexposed to equity? Here’s what to keep in mind.

Underexposed to equity? Here’s what our research team suggests on handling this challenge to your portfolio.

wealth manager taxation

How do wealth managers help you with taxation?

A wealth manager can bring a lot to the table when it comes to helping you with tax planning.

esop tax

Getting an ESOP? Know the tax implications

While this type of compensation structure gives employees a share in the company’s future growth prospects, one has to carefully analyze its tax implications.

taxes on mutual funds withdrawal

Taxes On Mutual Funds Withdrawal?

It depends on how long you stayed invested and whether you have invested in equity mutual funds, debt mutual funds or hybrid funds.

taxman calculates your tax liability

Got Gifts? Know how the Taxman calculates your tax liability

Sometimes a gift can create a tax incidence. Know about gifts and taxes in this article.

nri tds

All you need to know about TDS and tax refunds as an NRI

Here is a low-down on TDS under various income heads for an NRI and methods to reduce it or seek refunds.

it returns

What mistakes do people make when filing their IT returns?

Many of those who have to file their returns for the first time or those doing it at the last moment can end up making some critical mistakes. Here are the most common ones and how to avoid them.

wealth manager taxation

How do wealth managers help you with taxation?

A wealth manager can bring a lot to the table when it comes to helping you with tax planning.

scripbox

Three things you need to know about ELSS funds

There are other investment avenues which can help you save a similar amount of tax, however, when you look at performance, none of the others has delivered similar inflation plus returns in the long run.

tax saving elss

Why you should think about creating wealth when saving tax

Whether you invest in a tax-saving fixed deposit or an equity-linked savings scheme, your maximum allowable tax deduction through these investments remains the same at a maximum of Rs 1,50,000 under section 80 C of the IT Act. Then why not pick the investment which will help you maximise long term wealth too?

capital gain bonds

What you should know while buying bonds to save capital gain taxes

There are a couple of ways to save taxes on capital gains. One of them is by investing in specified tax-saving bonds under Sec 54EC of the Income Tax Act.

30 tax bracket

In the 30% tax bracket? Here are three investment allocation nuances you should know.

Paying taxes is a civic duty you can’t escape, but it helps to know how you can take advantage of the most efficient taxation when it comes to your investment growth.

what you are doing wrong with taxes

Five things about taxes you might be getting wrong

Long-term financial planning and tax planning go hand-in-hand. Which is why, instead of just relegating tax planning to the last quarter or the last few weeks of the financial year, make it a part of your short-term and long-term financial goals.

Scripbox Smart Transfer Plan – The smart way to invest during market volatility

Scripbox Smart Transfer Plan – The smart way to invest during market volatility https://www.youtube.com/watch?v=-h5P5SUibcM

3 things to do now For financial well-being post-retirement

3 things to do now For financial well-being post-retirement https://www.youtube.com/watch?v=eVGVBXZnbhI

investing in your 40s

What should you be invested in your 40s?

Your 40s come with myriad financial nuances and goals. Here’s how to invest to marry them right.

india covid equity 2021

Second wave of Covid in India – What should you do with your equity holdings?

One of the key questions is whether equity investors should convert their equity holdings to cash given the likely economic impact of the second wave and even a third wave as is being predicted by some.

7 signs retire early

Six signs that you are ready to retire early

Here are six signs that tell you that you may be ready to hang up your boots if you wanted.

one goal many instruments

One goal? You may still need more than one type of fund

The tenets of asset allocation often mean that while your goal may be one, you may require multiple financial instruments to achieve it.

vpf

Have Voluntary Provident Funds lost their sheen after Budget 2021?

Should you look beyond VPF while creating an investment portfolio?

intuition investing

Should you use your intuition as an investor?

Unknowingly, we also use intuition in our day-to-day life – say to select our family doctors or partner. Can we use our hunch to also guide our investment decisions?

women maiden name mutual funds

What every woman should know while changing maiden names or holding status of mutual funds

Mutual Fund investor and planning to change your maiden name post marriage? Learn what you must do.

Comments Icon
Show comments
Arrow Down Icon
Scripbox logo

World-class wealth management using science, data and technology, leveraged by our experience, and human touch.

SEBI Entrust IRDA AMFI BSE

Contact

  • 1800-102-1265
  • WhatsApp
  • Email
  • Address

Explore

  • Mutual Fund
  • Fixed Deposit
  • US Stocks
  • ETF
  • NFO
  • NPS

Knowledge Base

  • Blog
  • Learn Mutual Funds
  • Learn Income Tax
  • Learn FD
  • Learn Personal Finance
  • Learn Saving Schemes

About

  • Meet the Team
  • How it Works
  • Awards
  • In the News
  • Career
  • Reviews

Quick Links

  • Planning Tools
  • Compare Mutual Funds
  • Rent Receipt
  • Mutual Fund NAV
  • Need Help
  • Webstories
Representative icon for: Funds by Category

Funds by Category

  • Value Mutual Funds
  • US Equity Mutual Funds
  • Ultra Short Term Mutual Funds
  • Thematically Mutual Funds
  • Retirement Mutual Funds
  • Pharma Sector Mutual Funds
  • Money Market Mutual Funds
  • Low Risk Mutual Funds
  • IT Sector Mutual Funds
  • Infra Sector Mutual Funds
  • High Risk Mutual Funds
  • Gold Mutual Funds
  • Fund of Funds
  • New Fund Offers (NFO)
  • Mutual Fund NAV
Representative icon for: Top AMCs

Top AMCs

  • Axis Mutual Fund
  • Franklin Templeton Mutual Fund
  • SBI Mutual Fund
  • HDFC Mutual Fund
  • TATA Mutual Fund
  • Kotak Mutual Fund
  • Motilal Oswal Mutual Fund
  • ICICI Mutual Fund
  • Mirae Asset Mutual Fund
  • Aditya Birla Mutual Fund
  • All AMCs
Representative icon for: Top FD Providers

Top FD Providers

  • SBI Fixed Deposit
  • Post Office Fixed Deposit
  • LIC Fixed Deposit
  • HDFC Fixed Deposit
  • PNB Fixed Deposit
  • IOB Fixed Deposit
  • Bank of Baroda Fixed Deposit
  • Canara Bank Fixed Deposit
  • City Union Fixed Deposit
  • DCB Fixed Deposit
Representative icon for: Best Funds

Best Funds

  • Best Short Term Muutal Funds
  • Best Long Term Mutual Funds
  • Best Large Cap Mutual Funds
  • Best Mid Cap Mutual Funds
  • Best Small Cap Mutual Funds
  • Best Fixed Maturity Plans
  • Best Equity Mutual Funds
  • Best International Mutual Funds
  • Best Diversified Mutual Funds
  • Best Energy Sector Mutual Funds
Representative icon for: Calculators

Calculators

  • SIP Calculator
  • ELSS Calculator
  • Lumpsum Calculator
  • Power of Compounding
  • FD Calculator
  • RD Calculator
  • NPS Calculator
  • EMI Calculator
  • PPF Calculator
  • Income Tax Calculator
  • Retirement Calculator
  • Post Office FD Calculator
  • SBI PPF Calculator
  • Sukanya Samriddhi Yojana Calculator
  • HDFC PPF Calculator
  • Post Office Monthly Income Scheme Calculator
  • CAGR Calculator
  • Rent Receipt Generator
  • Compound Interest Calculator
  • EPF Calculator
  • Net Present Value Calculator
Representative icon for: Popular Search

Popular Search

  • Salary Slip
  • PPF Interest Rate
  • SIP Meaning
  • Yield to Maturity
  • Post Office Scheme
  • Section 143(1)
  • SIP vs Mutual Fund
  • Nifty Meaning
  • IPO Watch List
  • Upcoming IPOs 2023
  • ETF Vs Mutual Fund
  • Money Market Instruments
  • Section 80C
  • Mutual Fund Cut Off Time

Practical Insights for Wealth Creation

Our weekly finance newsletter with insights you can use.

Please enter valid email address

Achieve Life Goals with Scripbox Plans

Find funds that suit your investment objective

Retire Confidently

Plan and invest for hassle-free sunset years

Child Education

Dream Planner

My First Crore

Follow us on
Download mobile app in
  • AppStore
  • PlayStore
  1. Privacy Policy
  2. Disclosures
  3. Terms & Conditions
  4. Fulfillment Partners
  5. Security
  6. Sitemap

Corporate Office : Indiqube @ The Leela Galleria 3rd Floor, No. 23, Old Airport Road, Bengaluru, Karnataka 560008

Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

© Scripbox Advisors Private Limited 2023

Financial Products and Services are provided by Scripbox Group Companies and third party service partners listed here

Search Icon A box with documents and coins inside it

Practical Insights For Wealth Creation

Please enter valid email address

Our weekly finance newsletter with insights you can use

Your privacy is important to us

Search Icon

Thanks for subscribing to our newsletter! You will start getting them soon.

Wealth Dashboard Image

Get the Scripbox App

View, Analyse, Manage, and Grow your wealth with just one app.

Download Scripbox app on
Playstore Icon Google Play
Download Scripbox app on
App Store Icon App Store
Envelope icon

Practical wealth creation insights for you.

Subscribe