There are many such examples of risk-return trade off which we make consciously in our daily lives. In investing too there are varied types of risks, to achieve your return you have to know which ones to take and which ones to avoid.

Here’s a quick checklist for getting a head start on your financial planning for the year.

I have an unanticipated expense coming up during this year, but I don’t want to touch my emergency fund. I still have a few months till I need the money and I want to transfer some of my savings from equity SIPs to a debt fund temporarily. Does this make sense?

Across print and digital media, there is a lot of analysis around small cap funds and how some of them have exceeded return expectations in the last one year. Find out what's the reality.

Here are the signs which will let you know if it’s your income to blame. A combination of some of these signs will establish the need to prop up your income levels.

Pets – be it dogs, cats, birds, turtles or rabbits - are adorable and bring unconditional joy into our lives. Many of them don’t cost much to purchase. However during its lifetime its owner shells out a considerable amount.

Rs 1000 today can be put to use in many different ways, but let’s see what kind of value it adds to your life if you were to look back a decade later.

By now, you are likely to have participated in WhatsApp debates around the 2 income tax choices before you, heard about revised taxation of dividends, heard rumours about TDS on capital gains, and, as an NRI, worried about having to pay more taxes.

To know how you measure up on the investing behaviour graph, see if you conform to behaviour aspects given below.

The new option you have, is to forgo all these deductions and exemptions to pay tax on your income at a lower rate. The rates have changed up to an income level of Rs 15 lakh. Beyond that the income tax rate remains at 30%.

Among the five broad categories, SEBI bunched schemes into further sub-categories to bring uniformity in their features. Such classifications have made comparisons easier for investors. However, there are some fund types that investors can safely ignore.

How to know if you are spending more than necessary on your clothes?