How to make your money goals attainable What you need to watch out for is not getting carried away by your emotions and instead, setting goals which you can achieve realistically.
Six steps to bounce back from a job loss If you have recently lost your job, take the following steps
Essel Infraprojects NCD default - No impact on you The short answer is, you don’t need to worry. Scripbox did not recommend any of the funds which had exposure to these securities. In fact, preventing such exposure is one of our algorithm’s key objectives
Bypass the moratorium, and instead lower your interest rate The objective behind this move was to give immediate cashflow relief to individuals given that the economic lockdown could have severe negative impact on jobs and earnings. Even if you qualify for this, don’t opt for it unless you have run out of all your savings.
How to salvage your dream of studying abroad in these times ? A lot of planning goes before one goes abroad for studies. Academic year usually begins in the month of September (Fall 2020 and so on) for many universities abroad. But this time, because of the outbreak of COVID-19, admissions processes have been thrown off-gear.
Why you should automate investing You may have to think about spending less for that purpose, however, the outcome over a period of time will surely have a positive impact on your future financial life. One way to ensure that your regular investments are the last to suffer is automating them.
India’s COVID -19 Relief Package - Atma Nirbhar Bharat Yojana We have looked a little deeper into the announcements which will have a more direct and immediate impact on individual citizens and have set them out in this article. Separately, we have also listed out in the Annexure the details of all the other announcements made by the Finance Minister.
Are current liquid fund returns worth your while? At the moment liquid funds are delivering an annualised return of 5.5%-6%. This is lower than the 6.5%-7% seen a year ago. However, it is in line with the downward trending interest rates in the economy. If you are feeling disappointed with these returns and think that its better to move to a higher return fund or leave money in the bank itself, first read through the points below and then decide what to do.
Does a Super-Saver home loan really live up to its promise? It allows the borrower to save on interest payments (or repay loan faster) by parking any surplus funds into the linked bank account.
Three things not to do when linking your equity mutual funds to your long-term goals The point of this article though is to make sure, that irrespective what you think your definition of “long-term” is, you don’t do the following when linking your goals to equity mutual funds.
If you need to use your emergency fund because of a job loss, how should you go about it? Here’s an approach you can consider to make sure that you use this fund optimally, in the unlikely event you are forced into unemployment temporarily.
How to keep up your credit score during a crisis A good score in turn keeps the credit line open, while allowing you to borrow at cheaper rates, if need be.
