Personal Finance and Investment Blog

Investing in equity markets directly, with the objective of making quick gains is an exciting proposition when you compare it with choosing to buy and hold a managed portfolio like a mutual fund. However, what looks exciting in a rising market, can turn sour just as easily in a falling market.

While some factors are within your control, some aren’t. By prudently making your choices, you could get more value for your money.

If you are unsure about what you can claim, deduct and expense before arriving at your tax payable figure, then here are three points to help you out.

The market trend over the last few months, clearly underlines that equity market returns are nonlinear. While many had given up on long term returns at the end of March, it also shows that patience in the market is what gets rewarded rather than panic.

There are some who think the markets are living in an alternate reality, but the rally in July involved multiple companies in the IT and Pharma sectors. FIIs have also made a big comeback last quarter. There’s good reason to believe the India growth story is intact.

Your favourite investment service, Scripbox is now in a position to address the needs of NRIs, especially in the UAE and Singapore. NRI Investors from the US and Canada can invest too.

Retiring early with a sizable retirement nest is commendable. But that doesn’t necessarily preclude any shortfalls in the future. So, how about semi-retiring?

Paying taxes is a civic duty you can’t escape, but it helps to know how you can take advantage of the most efficient taxation when it comes to your investment growth.

While Indian equity markets are moving towards efficiency, fund managers still have a role to play.

Both these accounts basically serve the same purpose of allowing NRIs to transact in India. They are to be maintained in rupee terms and can be opened as a savings, current, recurring or fixed deposit. However, they differ in their offerings.

To help you get started, or if you are already investing, to help you course-correct, there are three myths which need to be dispelled.

Refinancing is a good option especially when market rates are cheaper by atleast one percent. However, be aware of switching costs and go for it only when the existing lender doesn’t budge.