How standardised fund categories help investors follow investing best practices Re-categorisation of mutual funds under SEBI’s directive has implications on the way funds will manage investors’ money. This has an impact on our portfolio construction and fund selection algorithm.
SEBI categorisation of mutual fund schemes SEBI regulations requires each fund to be classified amongst one of the following 36 different categories.
New portfolio of equity mutual funds for your Long Term Wealth With the re-categorisation of mutual funds directed by SEBI, many mutual funds have changed their investing focus. This has led to change in expected performance. Given this background, we have re-examined and re-defined our fund selection and portfolio construction algorithm.
Has The Freedom Sale Left You High And Dry With Credit Card Debt? Use a credit card wisely, make sure you have enough balance in your account for a monthly auto-debit to happen.
Will this 15th August be a celebration of your independence? Our nation started on uncertain grounds and built its stature over the years by investing in the economy, infrastructure, and social systems, to become the powerhouse it is today.
Looking for an investing role model? It’s not Warren Buffett Warren Buffett has a lot to teach, but his lessons are far more apt for the fund managers managing the money of lakhs of investors like us. Whether it’s about choosing fundamentally good businesses or about choosing businesses one understands, his lessons are incredibly important for those whose job it is to choose companies to invest in.
Buying funds at lower NAV vs higher NAV The NAV of a mutual fund being high or low has absolutely no relevance to your decision to invest.
What to keep in mind when planning your finances Whenever you create a financial plan for yourself, you will need to make a set of assumptions. These will help you figure out how much and how long it will take to reach your financial goals.
Do fixed deposits make sense for funding your retirement? What’s easy is often not what’s right. Fixed Deposits, though popular, are a problematic choice if you want to use them to finance your retirement. Here’s why.
Why you should treat your emergency fund as an expense Your emergency fund is not a use and forget fund
Why is my Mutual Fund doing worse than Nifty? Over the past 20 years or so, we have seen that the top equity mutual funds have consistently done better than the market benchmarks. Better managed diversified equity funds have delivered an annualised return that is about 3-4% better than the Nifty. This gets reflected in the return delivered by Scripbox portfolio recommendations.
What is a better investment? Investing in real estate or Mutual Funds? Before we start, let’s consider what is an investment? A definition that I find useful is that an investment is buying something that you will one day sell to pay for expenses.
