Shivani Chaluvadi

Shivani Chaluvadi is an avid investor in the Indian markets. She is an MBA graduate and through her writing inspires many readers to start their investment journey. Her expertise lies in communicating a complex financial concept in a simplified way. As an entrepreneur, she believes in grabbing every opportunity that comes her way. She brings more than four years of financial markets expertise to the team.

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uan registration

UAN Registration, Activation, and Generation

UAN is a 12-digit unique number assigned to every employee during their first job. UAN makes access to all PF online services easy. It is a platform where one can manage their multiple PF accounts under one umbrella. This article...

tax free bonds

Tax Free Bonds- Meaning, Features, Invest and Redeem

Tax free bonds are usually issued by companies owned by the Government of India. The interest earned on them is completely tax free in the hands of the investor. They are suitable for long term investments. However, they are liquid...

sbi nps

SBI NPS : Features, Benefits and How to open?

National Pension System (NPS) is a Central Government initiative to encourage retirement savings. Pension Fund Regulatory and Development Authority (PFRDA) regulates this long term investment scheme. The returns from NPS are not guaranteed and are market linked. This article covers...

ppf

Public Provident Fund – All About PPF

The Public Provident Fund PPF was a scheme launched in 1968 by the National Savings Institute. It is one of the savings schemes offered by the post office. The government backs PPF; hence returns are guaranteed. Public Provident Fund (PPF)DetailsInterest...

pension policy

Pension Policy

What is a Pension Policy? Pension policy or a pension plan is a financial product that aims to provide financial independence, stability, and security to retired residents and senior citizens. All pension policies have a predetermined and common goal of...

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pension act

Pension Act

What is the pension rule in India? The pension rules in India are administered by the Department of Pension and Pensioner’s Welfare. The pension rules cover the following acts and provisions. Central Civil Services (Pension) Rules, 1972The Pensions Act, 1871Central...

nps tier 1

NPS Tier 1

National Pension Scheme is a retirement benefits scheme that gives dual benefits of tax saving and pension. Pension Fund Regulatory and Development Authority (PFRDA) and the government of India regulate the National Pension System. The return from NPS is not...

nps interest rate

NPS Interest Rate

National Pension Scheme NPS is one of the retirement investment options for Indian citizens launched under the Government's purview. It's a voluntary scheme that serves the dual purpose of pension and investment. The NPS interest rate is market-linked. NPS subscribers can...