Shivani Chaluvadi

Shivani Chaluvadi is an avid investor in the Indian markets. She is an MBA graduate and through her writing inspires many readers to start their investment journey. Her expertise lies in communicating a complex financial concept in a simplified way. As an entrepreneur, she believes in grabbing every opportunity that comes her way. She brings more than four years of financial markets expertise to the team.

nps interest rate

NPS Interest Rate

National Pension Scheme NPS is one of the retirement investment options for Indian citizens launched under the Government's purview. It's a voluntary scheme that serves the dual purpose of pension and investment. The NPS interest rate is market-linked. NPS subscribers can...

lic vs ppf

LIC Vs PPF

Public Provident Fund is an investment product that encourages small savings. Life insurance policy is an insurance policy that offers protection against unfortunate events like death. This article covers LIC vs PPF, and features of each of the financial products...

icici nps

ICICI Bank NPS : Features, Benefits and How to open?

The National Pension System is a retirement benefits scheme that offers tax saving. This government scheme is a retirement scheme regulated by Pension Fund Regulatory and Development Authority (PFRDA). The returns from the National Pension System are market-linked. Hence its...

how to open nps account

How to Open NPS Account? – Online and Offline

National Pension Scheme (NPS) is a long term investment scheme that offers dual benefits of pension plus investment. It comes under the purview of the Pension Fund Regulatory and Development Authority (PFRDA) and Central Government. Subscribers of NPS have to...

facta declaration in nps

FATCA Declaration in NPS

The Foreign Account Tax Compliance Act or FATCA is a tax law introduced in the US to curb tax evasion and increase transparency between countries with respect to US taxpayers' income from foreign countries. All US taxpayers have to be...

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epf vs ppf

Difference between EPF vs PPF

Employee Provident Fund (EPF) and Public Provident Fund (PPF) are government savings schemes that guarantee returns and offer tax benefits. One is mandatory for all employees, while the other is a voluntary scheme for all Indians. These two schemes differ...

e aadhar

eAadhar : Procedure to Download and Check the Status

eAadhar is a password-protected copy of an Aadhar card. The UIDAI digitally signs it. E-Aadhar is considered valid, just like a physical Aadhar. It is an initiative of the Government of India to move towards digitization. Since E-Aadhar is available...

bank of baroda ppf account

Bank of Baroda PPF Account

Public Provident Fund (PPF) is an initiative of the Government of India to mobilize small savings. It offers tax benefits as well upon investment. One can invest in a PPF scheme at any post office or authorised banks. BOB is...