Shivani Chaluvadi

Shivani Chaluvadi is an avid investor in the Indian markets. She is an MBA graduate and through her writing inspires many readers to start their investment journey. Her expertise lies in communicating a complex financial concept in a simplified way. As an entrepreneur, she believes in grabbing every opportunity that comes her way. She brings more than four years of financial markets expertise to the team.

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Savings Account Interest Rate: Compare All Bank Interest Rates Online

Best Savings Account Interest Rates for All Banks The following table lists the interest rates on savings account for different banks: 10 Best Banks for Savings Accounts in The savings account is the basic type of account that allows people...

pan card download

Pan Card Download: How to Download PAN Card Online?

A Permanent Account Number or PAN is a 10-digit unique alphanumeric code assigned to each individual by the Income Tax Department in India. PAN Card allows individuals to carry out financial transactions and pay tax in India. It also helps...

cagr

What is CAGR? Meaning, Formula, and Calculation of CAGR

What is Compound Annual Growth Rate (CAGR)? CAGR stands for compounded annual growth rate. It measures an investment's annual growth rate while taking into consideration the reinvested profits. In other words, CAGR is the rate at which an investment grows...

dsp blackrock

DSP BlackRock

Is it good to invest in DSP BlackRock? DSP mutual fund is a joint venture between a 150-year old Indian financial firm DSP and Blackrock, an American Investment firm. However, in 2018, DSP purchased back its 40% share from DSP...

loss making sips

How to Deal with Loss Making SIPs

Attention mutual fund investors! Is your SIP returns negative? Do you know how to deal with loss making SIPs? Have you started investing in mid-caps and small-caps after looking the high returns they gave in 2017? The nifty midcap index...

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loan against mutual funds

Loan Against Mutual Funds: Eligibility, Interest Rates

A Loan Against Mutual Funds is a better alternative to liquidating your mutual fund investments. This way, you can increase the value of your investments and raise funds quickly. This loan gives you the best of both worlds - your...

internal rate of return (irr)

Internal Rate of Return (IRR): Full Form, Meaning, Formula

What is Internal Rate of Return? Internal Rate of Return (IRR) is a financial metric that considers the cash flows from an investment to evaluate its profitability. In other words, it evaluates investment returns by considering both positive and negative...

fair value

Fair Value (FV) – Importance and Calculation Process

What is the difference between fair value and market value? Fair value is the actual value of an asset, based on fundamentals and financial position. It is derived by mathematical methods and is not affected by any of the market...