Be aware of the right reasons for buying insurance. Don’t treat insurance as an investment and be very clear of the details of the insurance product you are buying.

If you are tired of unclear processes and hazy charges when it comes to financial products, such as insurance or mutual funds, then there is good news for you.

This move will lead to extra safeguards in the Indian Banking System and hopefully better oversight. For you, this means your bank accounts might be made more secure.

Keep calm and stick to your investments. Stock market falls are made worse by the media which tends to become hyperactive during such crashes.

According to Deloitte, Mobile wallet frauds are set to rise as usage goes up. It pays to be extra cautious with your phone.

Instant gratification in finance and investing can be a bad thing. There has been a spurt in the number of shady organizations offering returns as high as 1000% in the short run, if investors follow their advice, which is normally shared through SMS and e-mail.

Your allocation to equity should depend on the riskiness of your financial goals and the time you have to achieve them.

What the pundits had been saying for a while has turned out to be true. Even the worst performing mutual fund schemes have returned more than Public Provident Fund and Fixed Deposits.