Scripbox

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How should one choose between Equity and Debt when it comes to investments?

For short term investments (less than 5 years), choose debt funds and for goals longer than 5 years, choose equity. Some investors may choose debt funds for longer investments as well because they would like more certainty. In that case...

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Do debt funds provide guaranteed returns like bank FDs?

No. Debt funds do not guarantee returns. Return from debt funds come with increase in value of the fund and NOT interest income. Historical debt funds’ performance has shown that returns are at par with bank FDs and even better after tax....

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What is the ideal time frame for debt investments?

Debt fund investments are liquid in that you can invest for any amount of time. The ideal time frame is 3-5 years where debt funds provide maximum advantage. For investments longer than 5 years, you could consider Equity funds as...

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Why should I invest in debt funds?

Debt funds are an ideal investment option for people who are looking for reasonable returns that match inflation with safety of capital. They are an excellent alternative to FDs because they provide higher post-tax returns, on-demand liquidity and, with careful...

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What are the reasons due to which my automated investment instructions could be rejected?

The possible rejection reasons for automated investment instructions are below: Delay in the approval of your banking linking form.‘Funding Error’ - The linked bank account did not have sufficient balance.The bank account is not yet linked with your Scripbox account.Your...

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Can I transfer my investments from my Scripbox account to a broker, financial planner or bank if I want to?

Yes. As your investments are held in your name with the mutual fund company, you can request them to transfer your investments to the ARN (AMFI Registration Number) of another broker, financial planner or bank.

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Can I close my Scripbox account at any time? What happens to my investments?

Yes. You can close your Scripbox account at anytime. Your investments are always held in your name with the mutual fund and you can interact with them at any time to redeem your investments or invest more. We will assist...

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