If you hold your units for a year, the impact is about 0.005%, or in other words negligible.

A rating downgrade for a country tends to affect its ability to attract investments. However, it is not the only parameter. The sovereign rating downgrade of India by Moody’s was not the only rating downgrade. And no this is not as disastrous as it looks.

A rating downgrade for a country tends to affect its ability to attract investments. However, it is not the only parameter. The sovereign rating downgrade of India by Moody’s was not the only rating downgrade. And no this is not as disastrous as it looks.

The point of this article though is to make sure, that irrespective what you think your definition of “long-term” is, you don’t do the following when linking your goals to equity mutual funds.

Here’s an approach you can consider to make sure that you use this fund optimally, in the unlikely event you are forced into unemployment temporarily.

There are three good reasons why moving from one fund to another en masse is not a great idea.

If you started investing in equity based mutual funds over the past 4-5 years, the current state of the markets, thanks to the already afflicted Indian economy and the global COVID -19 pandemic, must be nothing less than shocking to witness.

Many investors in equity mutual funds, such as you and I, are seeing history being made. Unfortunately, it’s not the kind of history that’s “fun” to experience. Most of us are seeing our individual portfolios getting hammered. There are no...