Satyam Pati

budget 2021

Budget Highlights 2021- Important Announcements And Key Takeaways

Our Hon’ble Finance Minister Nirmala Sitharaman presented the Union Budget 2021-2022 in the Parliament on 1st February 2021 from 11 a.m. to 1 p.m. The budget focuses on reviving the economy that is hit by the coronavirus pandemic. The budget’s...

absolute return vs cagr

Absolute Return vs CAGR

Returns from an investment can be estimated using both absolute returns and CAGR. On the one hand, absolute returns are a measure of the total return from an investment, irrespective of the time period. CAGR, on the other hand, is...

children education defence

How to plan for your child’s education, as defence services personnel

Your child’s education is something that a lot of your savings and investments will be geared towards. The fact that you can look forward to a pension post-retirement makes the decision-making process a bit simpler.

equity or mf defence

What makes more sense for defence services personnel – buying shares directly or going for equity mutual funds?

These days one of the main questions in front of many considering equity investing is whether they should buy shares directly through their brokers or invest indirectly through a portfolio of mutual funds. Let’s help you answer this question.

itr 4

How to File ITR 4 Form Online Income Tax E-filing Portal?

Who can file ITR 4 Sugam? ITR 4 Sugam is applicable to resident Individuals, HUF, and a Firm (other than LLP). Additionally, total income for the assessment year 2023-24 is less than Rs.50 lakh along with income under the following...

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retirement lifestyle creep

How to manage lifestyle creep post-retirement, if you are retiring soon from the armed forces?

Lifestyle creep is just the year on year increase in your expenses, above and beyond normal inflation, thanks to rising income.

retirement rental income army

Rental property as part of soldier’s retirement portfolio – An assessment

Buying multiple properties as a way to supplement retirement income has been a popular approach for many retired defence services personnel. But is it worth the time and effort? Let’s find out.

defence talking with family

Talking money with family, for defence services personnel

Culturally, it’s been frowned upon to discuss money matters with our family. Times change and as the overall knowledge and inclusiveness increases, how and what we communicate with our families also changes.