Sannihitha Ponaka

Sannihitha Ponaka is an MBA graduate from Symbiosis and has more than 5 years of experience in the financial sector. Following her dreams in the field of finance, she leverages writing to communicate the importance of investing. Your go-to guide to creating amazing and easily understood investment content. Her forte lies in investment advisory and strategy with expertise in fundamental analysis and research.

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UAN Login

Universal Account Number (UAN) is a 12-digit unique number that EPFO assigns to every employee. This number remains the same throughout the employment tenure of an individual. All the PF contributions from various jobs can be managed with one UAN....

small savings interest rates

Best Small Savings Interest Rates 2025

The small savings scheme interest rates are decided by the Ministry of Finance every quarter. The interest rates of small saving schemes are announced every quarter. This article covers various small savings schemes and small savings scheme interest rates in...

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Retail Direct Scheme (RBI-RD)

PM Narendra Modi announced the Retail Direct Scheme that aims to increase retail investor participation across government securities. Retail investors have to open a Retail Direct Gilt (RDG) Account with the Reserve Bank of India on their Official Website. Also,...

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Post Office Tax Saving Schemes

Post Office Tax Saving Schemes are good investment options that offer guaranteed income. Moreover, investments in these schemes qualify for tax exemption under Section 80C of the Income Tax Act, 1961. Since the Government of India backs the schemes, the...

ponzi scheme

Ponzi Scheme

How does a Ponzi scheme make money? A Ponzi scheme is an investment scam where the returns for earlier investors are paid from the money collected from later investors. The investors of such schemes are promised high returns with little...

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Pension Fund Manager

What is a pension fund manager? Pension fund managers perform a similar role as mutual fund managers, and they collect a small fee for the same. Following are the functions of pension fund managers. Accepting funds from investors to invest...

PAN Card Verification

PAN Card Verification is a mandatory procedure that everyone has to do. Also, it is an online procedure that you can complete on certain government-approved websites. Furthermore, NSDL e-Governance Infrastructure Limited or UTI Infrastructure Technology and Services Limited can perform...

nps vs ppf

NPS vs PPF – Which is Best?

The Public Provident Fund (PPF) and National Pension Scheme (NPS) are both launched to encourage savings and aid investors during retirement. Both offer similar tax benefits, are long term investments. Their similarity ends there. They are very different in terms...