Public Provident Fund (PPF) is the government of India initiative to encourage small savings. The PPF Interest Rate is 7.1% and is announced by the government every quarter. The tenure of PPF is 15 years. Additionally, the scheme also offers...

The Public Provident Fund (PPF) was launched in 1968 by the Government of India to encourage small savings. The interest rate on a PPF investment is and is announced by the government every quarter. It is a tax saving plus...

The National Pension Scheme (NPS) is a retirement scheme launched by the Government of India that offers tax saving. Pension Fund Regulatory and Development Authority (PFRDA) regulates this investment scheme. The returns from NPS are market-linked, hence not guaranteed. The...

Initial Public Offer (IPO) is when a company's shares are offered to the public for the first time. Companies go for an IPO to raise money for many reasons. For example, to fund business operations as an exit strategy for...

What is SME IPO? SME IPO refers to the initial public offering of small and medium-sized businesses. Instead of pitching to an individual and institutional investor for funds, SMEs can directly tap into the public markets and gain substantial liquidity...

What is Shelf Prospectus? To raise funds from the public, a company must file a prospectus with SEBI or the Securities and Exchanges Commission of India. If the company wishes to conduct an initial public offering, it must submit a...

Introduction We constantly come across in the news that Sensex has soared. Or the market has fallen, causing fear in the mind of investors. Sensex shot up by 500 points. But what exactly do market and Sensex mean? Why is...

What is Lifestyle Inflation? As our income grows, so does our desire to spend more money on the things we enjoy. This is known as lifestyle inflation, or the tendency to increase spending as income increases. Lifestyle inflation is also...