Sannihitha Ponaka

Sannihitha Ponaka is an MBA graduate from Symbiosis and has more than 5 years of experience in the financial sector. Following her dreams in the field of finance, she leverages writing to communicate the importance of investing. Your go-to guide to creating amazing and easily understood investment content. Her forte lies in investment advisory and strategy with expertise in fundamental analysis and research.

fixed deposit receipt

FD Receipt (FDR)

A fixed deposit scheme is a traditional investment that is very popular in India. It is the most sought-after investment as it guarantees returns in the form of interest. Fixed deposits are low-risk investments, and they offer higher returns than...

nominee and legal heir rights

FD Nominee and Legal Heir

Appointing a nominee for investments might seem like a small and optional procedure. However, it has a lot of importance after the death of the investor. Also, it is important to appoint a legal heir and make a will to...

cumulative vs non cumulative fd

Cumulative Vs Non Cumulative FD

Fixed deposit is one of the most sought after, traditional, and popular investment instruments in India. They offer guaranteed returns in the form of interest. Depending on the interest payout, the fixed deposits are categorised as cumulative and non-cumulative fixed...

certificate of deposit vs fixed deposit

Certificate of Deposit vs Fixed Deposit

A Certificate of Deposit (CD) is a financial asset issued by banks and financial institutions. They provide set interest rates on the amount invested, which is often higher than FD rates. On the other hand, Fixed deposits are one of...

bond duration

Bond Duration – Risk, Maturity and Interest Duration

What is the effective duration of a bond? Effective duration is the sensitivity of the price of a bond against the benchmark yield curve. One can assess the risk of a bond by estimating the percentage change in the price...

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corporate bonds

Corporate Bonds – Meaning, Type, Risk & Benefits of Investment

Investors who are looking for investment options that offer fixed returns in exchange for their capital opt for Investment Bonds. They may choose from Corporate Bonds, Central Government Bonds, State Government Bonds, and Public Sector Bonds. These investment instruments offer...

absolute return

Absolute Return: Meaning, Formula and Calculation Procedure

Investors would want to periodically check how much their investment has grown or how much a potential investment would give. With technological advancements, one can easily use online calculators to estimate their returns. However, having the knowledge on calculating mutual...

stock

Stocks Meaning – Types, Advantages and Disadvantages

A stock is a unit of ownership that a stockholder possesses in the organization. The percentage of ownership depends on the number of shares or stocks an individual owns out of the total capitalization of the organization. It is important...