Sannihitha Ponaka

Sannihitha Ponaka is an MBA graduate from Symbiosis and has more than 5 years of experience in the financial sector. Following her dreams in the field of finance, she leverages writing to communicate the importance of investing. Your go-to guide to creating amazing and easily understood investment content. Her forte lies in investment advisory and strategy with expertise in fundamental analysis and research.

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PE and PB Ratio: Difference, Comparison & Meaning Explained

The P/E ratio and P/B ratio are widely used financial metrics for analyzing a company's valuation. Both the ratios are relative valuation metrics that help one understand the company's financial health compared to its peers and the industry. P/E ratio...

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Time Value of Money: Importance, Objectives, Components

Time Value of Money (TVM) is a financial principle. The value of money held today is worth more than the same amount of money in the future. In simple terms, the value of INR 1,000 was worth more yesterday than...

pnb savings account interest rate

PNB Savings Account Interest Rate & Minimum Balance 2026

Punjab National Bank offers different types of savings accounts for different types of investor needs. All the PNB Savings Accounts offer an interest of 3%. PNB offers net banking and also mobile banking facilities. It also allows investors to choose...

Indian Bank Minimum Balance & Savings Account Interest Rate

Indian Bank offers different savings accounts for different types of investor needs. The Indian Bank savings account interest rates are around 3.50%. The competitive interest rates and a variety of additional services such as free ATM transactions, net banking, and...

rule of 72

Rule of 72 to Double Your Money

The main motive behind investing money is to earn significant returns. But it's often difficult to earn high returns in a short duration. And, who doesn't wish to double their money? We all dream about doubling our investments as soon...

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What is Provision Coverage Ratio (PCR) in Banking? Formula, Full Form & Meaning

What is a Provision Coverage Ratio? Provisions are set aside by businesses in case they are anticipating any losses or unexpected bad loans. It is mandatory for Indian banks to create a provision fund to cover their anticipated bad loans,...

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Types, Features, and Characteristics of Equity Shares

Equity shares are popular investment options among investors. Equity shares offer fraction ownership of the company. Therefore, equity shareholders are considered as part owners. Equity shares are issued to the general public for the first time through an Initial Public...

fund flow statement

What is Fund Flow Statement? Meaning, Preparation & Significance

A funds flow statement is a statement that comprises the inflows and outflows of funds. It includes the sources of funds and application of funds for the particular period. Therefore, you can analyse the reasons behind the change in a...

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