You have one Indian bank account, a stack of half-remembered rules, and a dozen open tabs from Reddit and Quora. Investing in India as an NRI is not complicated once you know which rule applies to which account and which...

A ₹50 lakh cheque buys you entry into Portfolio Management Service (PMS). It buys almost nothing extra in a mutual fund, where far smaller sums unlock every fund on offer. Mutual funds and PMS solve the same problem: growing your...

A ₹1 crore lump sum and a ₹1 crore SIP do not grow into the same amount. Invest both for 15 years at the same return, and the gap runs into crores. Most articles on this topic end with a...

Your NRI status does not end the day your flight lands. It ends on a date fixed by tax law, and every account, fund and policy you hold answers to that date, not your travel plan. Miss it, and you...

A mutual fund that grows quietly in India can create a US tax bill higher than anything you owe back home. That's how the IRS treats most Indian mutual funds, under its PFIC rules. Investing from the USA works differently,...

Australia taxes you on your worldwide income, including gains you make in India. That single fact makes tax planning far more important for Australian NRIs than for NRIs in low-tax hubs. But before tax even enters the picture, you need...

Singapore taxes you on income earned there, not on gains you make in India. That single fact makes it one of the most tax-efficient bases for an NRI investing back home. But getting money into the right Indian account, completing...

Your mutual fund gains face a tax bill before you ever see the money. NRI mutual fund taxation in India works differently from resident taxation, for one reason. Tax is deducted at source on every redemption, regardless of your actual...