If you are in this position, there are two convenient options for you: Bank Fixed Deposits and Debt Funds. In this article, we compare them on different criteria and evaluate which is better for you.

Income tax can take a big byte out of your investment return. We help you understand how to protect your return.

The key is to separate the idea of investing in the category of “Equity Mutual Funds” from specific “Fund” or “Scheme”. You should stay invested in Equity Mutual Funds for the long term but periodically change the schemes you are investing in depending on their performance.

From watching less reality TV (only 6%), eating less junk food (70%) to making Happy Birthday calls (80%), here are some things that the wealthy do more.

To get anywhere, you need a plan and the same goes for your financial future. Unfortunately a financial plan appears, to most of us, like a visit to the dentist – something to postpone until you wake up screaming in the middle of the night. So we came up with a financial plan that’s more like a visit to your favourite cafe. It involves forming simple habits and takes less than an hour to start implementing.

History tells us that equity investing is a long term venture. That money is made by people who held the course when times were bad. And times are looking bad right now. But as we all know the equity markets tend to recover from these bad times. Is it difficult to keep the faith when you see everyone around you panicking? Yes again.

A question we get asked very often is, “Is this really a good time to invest in equity or equity mutual funds?”.

In the last post we discussed why it is important for us to understand the risks that could affect our ability to achieve our investment goals.