Anjana Dhand

Anjana Dhand is a Chartered Accountant who brings over 5 years of experience and a stronghold on finance and income tax. She is a writer by day and reader by night. You can find her churning content at express speed. She is on a mission to stamp out unawareness and uncomplicate boring personal finance blogs to sparkle. Anjana believes in the power of education in making a smart financial decision.

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net present value

Net Present Value

What does net present value mean? Net Present Value is a measurement for series of cash flows within a specific period of time as it concludes the difference between present value cash inflows and cash outflows. It is used by...

liquidity ratios

Liquidity Ratio

What is Liquidity Ratio? Liquidity ratios are accounting indicators of a company's capacity to meet short-term obligations. Prospective creditors and lenders frequently use liquidity ratios to determine whether or not to extend credit to businesses. These ratios compare the amount...

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Liberalised Remittance Scheme (LRS)

What is the Liberalised Remittance Scheme (LRS)? The Liberalised Remittance Scheme (LRS) enables residents of India to transmit up to USD 2,50,000 or its equivalent overseas every Financial Year (April-March). LRS allows you to spend money abroad on things such...

investment policy statement

What is Investment Policy Statement

Investment Policy Statement is a document that is drafted between an individual investor and financial advisor. Creating an investment policy statement is a great practice. Also, it is a keystone for the holistic wealth management process. This tool is used...

investment advisor

Investment Advisor

What is the difference between an investment advisor and a financial advisor? A Financial advisor has broader duties and responsibilities in comparison to an Investment advisor. A financial advisor looks into every financial aspect associated with the client, which includes...

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inventory turnover ratio

Inventory Turnover Ratio

What is Inventory Turnover Ratio? Inventory turnover ratio is a financial ratio that indicates how many times a company's inventory has been sold and replaced in a given period. The number of days it takes to sell the inventory on...

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Interest Rate Risk

What is Interest Rate Risk? Interest rate risk refers to the possibility that a loss could happen as a result of a fluctuation in interest rates. A bond's or another fixed-income security's value will decrease if the rate rises. Interest...

Interest Coverage Ratio

What is Interest Coverage Ratio? Interest coverage ratio is an accounting ratio.  It determines how many times the company can pay off the accumulated interest before taxes and interest are deducted. The ratio is commonly referred to as "times interest...