India is a land of possibilities, particularly in terms of trade and business. There is a lot of untapped potential that can be realised with the correct tools. Over 50 startup programmes have been created by the Indian government. The...

What is the Pradhan Mantri Mudra Yojana (PMMY)? Pradhan Mantri Mudra Yojana (PMMY) is a scheme launched by the Hon’ble Prime Minister on April 8, 2015. The aim is to provide loans upto 10 lakh to the non-corporate, non-farm small...

Jeevan Pramaan Patra is an Aadhaar based digital life certificate for pensioners. The pensioners can use the digital platform and get their life certificates. The pension disbursement facilities use this life certificate to credit the pension in the bank account...

Provident Fund is a traditional and popular savings scheme in India. There are three types of Provident Fund in India - General Provident Fund (GPF), Public Provident Fund (PPF) and Employees Provident Fund (EPF). However, the features, contributions, benefits and...

What are government securities in India? Government securities are either treasury bonds, bills or dated securities issued by the central government or bonds and dated securities issued by the state government. This kind of investment is issued by the government...

Bonds are debt instruments in which the investor loans money to an entity. The entity borrows money at a fixed interest rate for a specific time duration. Such an entity can be government, banks or corporates. Hence, when the government...

What is the ECLGS scheme? The ECLGS scheme provides member lending institutions with a 100 percent guarantee in respect of eligible credit facilities extended to their borrowers whose total credit outstanding (fund based only) across all lending institutions and days...

Over 69 percent of the country's youth population, or 180 million people between the ages of 18 and 34, live in rural areas. About 55 million of these are bottom-of-the-pyramid kids from poor homes with little or minimal jobs. Deen...