Saving Schemes Articles

Gold is an asset that holds emotional and social value in India. It is the most coveted asset that is also considered an auspicious investment. But holding physical gold comes with its own set of risks and costs. Hence, the...

The small savings scheme interest rates are decided by the Ministry of Finance every quarter. The interest rates of small saving schemes are announced every quarter. This article covers various small savings schemes and small savings scheme interest rates in...

SBI Public Provident Fund (PPF) is a popular long-term investment option scheme in India. The Government of India offers attractive interest rates and returns with safety through this scheme. Returns you earn from PPF are fully exempt from tax under...

National Pension System (NPS) is a Central Government initiative to encourage retirement savings. Pension Fund Regulatory and Development Authority (PFRDA) regulates this long term investment scheme. The returns from NPS are not guaranteed and are market linked. This article covers...

The textile and garment industry was one of India's first industries to emerge. The country's whole value chain, from fiber to clothing manufacture, is well-represented. After agriculture, it is the largest employer. Then the government has approved a new scheme....

PM Narendra Modi announced the Retail Direct Scheme that aims to increase retail investor participation across government securities. Retail investors have to open a Retail Direct Gilt (RDG) Account with the Reserve Bank of India on their Official Website. Also,...

What is Rashtriya Krishi Vikas Yojana (RKVY)?  The Rashtriya Krishi Vikas Yojana was launched in 2007 as an umbrella scheme to ensure the holistic development of agriculture and allied sectors. The scheme allows each State Government to choose their own...

The Central Government launched the National Pension Scheme (NPS) to encourage savings amongst Indian citizens. Earlier, this scheme applied to government employees only. However, encouraging people to save it has made this scheme open to all employees of the public,...