ESI Calculation Formula, Percentage, and Contribution Rate Explained
ESI is self-contributing social security and health insurance scheme. The full form of ESI is Employee State Insurance. The scheme offers financial assistance to an employee during sickness, maternity and employment injury. Furthermore, it also covers for medical expenses of...
Disadvantages of PPF: Is PPF a Good Investment for You?
Public Provident Fund (PPF) is a long-term investment scheme offered by the Government of India. It is a popular investment option for many Indians due to its tax benefits and guaranteed returns. However, there are also some disadvantages to the...
PM Kisan Samman Nidhi Yojana 2025: Eligibility, Status, KYC
What is PM Kisan Samman Nidhi Yojana? The PM Kisan Samman Nidhi Yojana is a Central Sector Scheme that offers income support to landholding farmers' families in India. This scheme provides farmers with additional financial assistance to help them purchase...
Pan Card Download: How to Download PAN Card Online?
A Permanent Account Number or PAN is a 10-digit unique alphanumeric code assigned to each individual by the Income Tax Department in India. PAN Card allows individuals to carry out financial transactions and pay tax in India. It also helps...
UAN Member Portal: Registration, Status Check, Login
Universal Account Number (UAN) is a 12 digit unique number that the Ministry of Employment and Labour issues under the Government of India. The UAN is useful to access various facilities on the Employees’ Provident Fund Organisation (EPFO) portal. The...
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What is a Certificate of Deposit? How should I invest?
The Government of India needs money to meet its financial requirements. They approach the general public to raise money. They can raise funds by offering different financial instruments for both short term and long term. However, there are very few...
VPF vs PPF – Which is Better Investment?
Retirement planning is not just crucial for today’s investors but also a topic that demands well-informed decision-making. Having said that there are investment options available for an investor like mutual funds, NSC, SCSS, NPS, and so on. Almost all investment...
Voluntary Provident Fund (VPF)
Building up your retirement fund alongside your regular income is a good idea. There are many options available that provide for different risk profiles. It includes insurance plans backed by sovereign guarantees like Provident Fund (PF). In India, there are...
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