Gold is an asset that not only adds value to an investment portfolio but also helps in its diversification. Financial experts suggest that an investment portfolio should have at least 10%-20% of assets invested in gold. The main reason for...

What is National Savings Certificate (NSC)? National Savings Certificate is a scheme to mobilize small savings. It is regulated and administered by the Government of India through the Department of Posts. The scheme is known as the National Savings Certificates...

National Pension Scheme (NPS) is an initiative by the Central Government of India for employees in private, public, and unorganised sectors. This is a voluntary scheme where any investor can choose to invest at regular intervals. Investors are allowed to...

A Permanent Account Number, abbreviated as PAN, is a 10-digit unique alphanumeric number assigned to you for investments, tax payments, and other financial activities. The Income Tax Department provides you with a document known as a PAN Card. While applying...

PPF scheme is a quite popular scheme among investors. The Public Provident Fund PPF Scheme was launched by the National Savings Institute in 1968. The Government of India backs this scheme. Hence, the returns are guaranteed. The investment and interest...

Public Provident Fund (PPF) accounts held by Non-Resident Indians (NRI) stand closed according to a recent notification by the Government of India. The closure will come with effect from the day their status changes to Non-Resident. A similar amendment has...

Employee Provident Fund (EPF) is an initiative of the Government of India to encourage savings among Indians. Both employer and employee make equal contribution to the EPF scheme. One can redeem the balance in the EPF account upon retirement, unemployment...

Post Office RD is a government-backed savings scheme offered by the Indian Post. This article covers how to create a Post Office RD login, how to make an online payment and how to check the RD account balance online in...