Personal Finance Articles

Punjab National Bank offers different types of savings accounts for different types of investor needs. All the PNB Savings Accounts offer an interest of 3%. PNB offers net banking and also mobile banking facilities. It also allows investors to choose...

Gold is an alluring commodity, and people have been drawn to it for centuries. The beauty and value of Gold have made it a great investment opportunity. There are several factors to consider when buying gold to get the best...

What is a Non Performing Assets? Non Performing Asset (NPA) refers to the classification used by financial institutions for loans and advances that are in default or in arrears. A loan is in arrears when the principal is due, or...

What is Debenture Redemption Reserve (DRR)? A Debenture Redemption Reserve (DRR) is a fund requirement maintained by the companies that issue debentures in India. This effort is to protect the investors from the possibility of the company defaulting on repayments....

When talking about the US stock market, it is hard not to talk about at least one of the MAANG companies. Together these companies account for more than USD 5.52 trillion as of August 31st 2022, which forms a significant...

As an investor, it is difficult to interpret and read financial statements, given our time constraints. Instead, we prefer relying on the analysis given by analysts. Analysts use different tools to determine the financial condition of a company. One such...

What is Forward Contract? A forward contract is a type of derivative, which is an agreement between two or more parties whose value is tied to an underlying asset. For instance, the underlying assets for the derivatives can be commodities,...

Cash and funds have different business functions and help formulate financial strategies. The physical currency available with a business is known as cash. Whereas, the total financial resources available with a business are its funds. Cash flow and fund flow...