Personal Finance Articles

What is Operating Profit Ratio? The operating profit ratio is the amount of money a company makes from its operations. It demonstrates the financial sustainability of a company's basic operations prior to any financial or tax-related repercussions. As a result,...

What is Funds From Operations (FFO)? As the name suggests, Funds From Operations (FFO) is the fund or cash generated from the operating activities of the business. The operating activities mean the core business activities. These cash flows exclude activities...

Time Value of Money (TVM) is a financial principle. The value of money held today is worth more than the same amount of money in the future. In simple terms, the value of INR 1,000 was worth more yesterday than...

Punjab National Bank offers different types of savings accounts for different types of investor needs. All the PNB Savings Accounts offer an interest of 3%. PNB offers net banking and also mobile banking facilities. It also allows investors to choose...

Gold is an alluring commodity, and people have been drawn to it for centuries. The beauty and value of Gold have made it a great investment opportunity. There are several factors to consider when buying gold to get the best...

What is a Non Performing Assets? Non Performing Asset (NPA) refers to the classification used by financial institutions for loans and advances that are in default or in arrears. A loan is in arrears when the principal is due, or...

What is Debenture Redemption Reserve (DRR)? A Debenture Redemption Reserve (DRR) is a fund requirement maintained by the companies that issue debentures in India. This effort is to protect the investors from the possibility of the company defaulting on repayments....

When talking about the US stock market, it is hard not to talk about at least one of the MAANG companies. Together these companies account for more than USD 5.52 trillion as of August 31st 2022, which forms a significant...