Personal Finance Articles

A derivative is an instrument that derives its value from its underlying securities, assets or benchmarks. Hence, the fluctuations in the stock market impact the value of equity derivatives. A derivative contract is between 2 or more parties who agree...

A stock is a security in the equity market, while a bond is a security in the bond market. Equities and bonds are the most popular asset classes that investors turn to while making their investment portfolios. Both the asset...

An emergency can knock on your door anytime. It can be a job loss, or a medical emergency, or even a natural disaster leading to loss of shelter and livelihood. In an emergency, only money can be a saviour. Hence,...

Every transaction starts with someone giving money to another one. In the pre-pandemic times, e-commerce was on the rise. With the COVID-19 outbreak, digital payment adoption has accelerated. It has become the most popular way of transacting today and will...

Various financial ratios help analyze a company fundamentally before investing. One of those financial ratios is Earnings Per Share (EPS). EPS compares the company's profit and the number of outstanding shares. What is Earnings Per Share? Earnings per share refer...

What is Draft Red Herring Prospectus? A Draft Red Herring Prospectus (DRHP) is an 'offer document' or 'preliminary registration document' that a company files with the Securities and Exchange Board of India (SEBI). The document introduces a new business or...

Dividend is the amount distributed to shareholders of a company. Companies use it as a mode to distribute the company's profits to its shareholders. Mature companies with consistent earnings over the past few years pay dividends to their shareholders. Also,...

What is Dividend Yield? Dividend Yield is a financial ratio that measures the quantum of dividends that the company pays to its shareholders each year relative to its current market price per share. In simple terms, it is a percentage...