• Mutual Funds
  • DSP Mutual Funds
  • DSP Credit Risk Fund of Income Dist cum Cap Wdrl (RIDCW-W)

Formerly DSP Credit Risk Reg Wk DR

DSP Mutual Funds

DSP Credit Risk Fund of Income Dist cum Cap Wdrl (RIDCW-W)

DebtCredit Risk

10.2531

NAV (Jan 24)

3.5%
3 Year CAGR
Scripbox Opinion

Not Recommended

Click here for top ranked funds in credit risk mutual funds.

However, Scripbox does not recommend investing in credit risk mutual funds.

Credit Risk Funds are mandated to invest more than 65% of the portfolio in Corporate Bonds rated AA or below.

These instruments carry a high default risk.

The events of the recent past have shown the impact of poor credit quality on such funds.

Scripbox does not recommend investing in the dividend option of a fund because dividends are taxable at a higher rate than withdrawals.

Our analysis of this fundLearn how we rate funds ->

Track Record

19 Years. The fund has an Extended history for analysis and the track record is excellent.

Relative Size

261 Cr. Small within the category

Impact of Interest Rate Changes

Low Interest Rate Risk. The impact on fund value is quite low when interest rates change

Credit Quality Of Fund's Portfolio

High Credit Risk. The fund has a lower credit quality compared to other debt funds

Invest in this fund
Explore a better alternative to this fund with a Scripbox plan.
Short Term Money

Short Term Money

Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

  • graph-icon-gray
    Historical growth rate of 6.5% per annum
  • graph-icon-gray
    Recommended Duration 1 - 5 years
  • graph-icon-gray
    No Lock-in
  • graph-icon-gray
    Expert Investing Only, Car, Down Payment

No single fund can achieve what a plan can. Learn why

Historical NAV

10.2531

NAV (Jan 24)

Fund Returns

Last 1Y

2%

Last 3Y

3.5%

Last 5Y

2.1%

Last 10Y

4.6%

Since Inception

4.8%

6 Month CAGR

0.7%

info-icon-blue

Scheme Information

Investment Objective

An Open ended income Scheme,seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.

Expense Ratio

1.74

Launched (19y ago)

May 13, 2003

AUM in Crores

260.110

ISIN

INF740K01EN6

Lock-in

No Lock-in

Benchmark

CRISIL Short Term Credit Risk TR INR

SIP Minimum

0

Lumpsum Min.

5000

Fund Managers
user-avatar

Laukik Bagwe

Fund Manager

user-avatar

Vivek Ramakrishnan

Fund Manager

calculator

Returns Calculator Comparison

of

for

with step up of

InstrumentReturnsTotal CorpusGainsAnnualised %
Mutual Fund70%₹ 9,65,796 ₹ 2,33,18411.25%
EPF70% ₹ 9,00,761 ₹ 1,68,1498.50%
Property70% ₹ 8,67,662 ₹ 1,35,0507.00%
PPF70% ₹ 8,69,819 ₹ 1,37,2077.10%
Bank FD70% ₹ 8,46,471 ₹ 1,13,8596.00%
Gold70% ₹ 8,46,471 ₹ 1,13,8596.00%
Savings Bank70% ₹ 8,25,950 ₹ 93,3385.00%

Disclaimer: Products compared like fixed deposits may provide fixed guaranteed returns. Mutual Funds investments are subject to market risk, read all scheme related documents carefully before investing. Past performance is not an indicator of future returns.

comparison

Comparison with Debt Funds

Fund NameScripbox OpinionFund SizeTrack Record
Kotak Savings Fund (G)
Kotak Savings Fund (G)

₹ 11,746 cr

5

₹ 36,350 cr

5

₹ 9,578 cr

5

₹ 29,495 cr

5

₹ 26,926 cr

5

amc-icon

About the AMC

DSP Investment Managers Private Limited

DSP Investment Managers Private Limited manages assets worth 115,590 crores and was set up on 13 May 1996. It's current offering of mutual fund schemes includes 54 equity,164 debt and 26 hybrid funds.

amc-img

  • tel-amc-about
    022-66578000
  • mail-amc-about
    service@dspblackrock.com
  • Fund NameScripbox Opinion
    Till Date CAGR

    18.7%

    15.5%

    18.1%

    14.5%

    17.2%

    14.1%

    19.7%

    16.3%

    21.5%

    14.8%

    growth

    Short Term Money

    Invest in a scientifically curated set of debt mutual funds which are best aligned towards achieving any short term objectives you may have.

    • graph-icon-gray
      Historical growth rate of 6.5% per annum
    • graph-icon-gray
      Recommended Duration 1 - 5 years
    • graph-icon-gray
      No Lock-in
    • graph-icon-gray
      Expert Investing Only, Car, Down Payment
    • graph-icon-gray
      One-click investing and tracking
    • graph-icon-gray
      Zero fees for all your investments
    Kotak Savings Fund (Growth)

    Kotak Savings Fund (Growth)

    Debt

    Ultra Short

    ICICI Prudential Savings Fund (Growth)

    ICICI Prudential Savings Fund (Growth)

    Debt

    Low Duration

    Tata Liquid Fund (Growth)

    Tata Liquid Fund (Growth)

    Debt

    Liquid

    DSP Credit Risk Fund of Income Dist cum Cap Wdrl (RIDCW-W) Review

    DSP Credit Risk Fund of Income Dist cum Cap Wdrl (RIDCW-W) is a Credit Risk Debt fund and has delivered an annualised return of 4.8% over a period of 18 years. The fund was previously known as DSP Credit Risk Reg Wk DR. The fund is managed by DSP Investment Managers Private Limited. The fund managers are Laukik Bagwe, Vivek Ramakrishnan.

    Nav of DSP Credit Risk Fund of Income Dist cum Cap Wdrl (RIDCW-W) as of 24/01/2022 is ₹10.25 with the total AUM as of 25/01/2022 is ₹260.11. With Scripbox you can compare and check the latest nav for all mutual funds in India. DSP Credit Risk Fund of Income Dist cum Cap Wdrl (RIDCW-W) was launched on May 13, 2003. The category risk of the fund is High Risk.

    The minimum SIP amount for DSP Credit Risk Fund of Income Dist cum Cap Wdrl (RIDCW-W) is ₹0 and you can increase this in multiples of ₹100. In case you want to invest a lump sum, the minimum amount to be invested is ₹5000. Check your estimated returns on mutual funds by using sip calculator.

    DSP Credit Risk Fund of Income Dist cum Cap Wdrl (RIDCW-W) is suited for investors looking to invest for 1-4 years. The asset class is less volatile than equity and the fund is likely to provide stable but slow growth. The fund is benchmarked to CRISIL Short Term Credit Risk TR INR.

    DSP Credit Risk Fund of Income Dist cum Cap Wdrl (RIDCW-W) is rated as a 1 fund in Debt and delivered 2% returns in the last 1 year. Scripbox provides a compare mutual funds research tool to view a detailed comparison with DSP Credit Risk Fund of Income Dist cum Cap Wdrl (RIDCW-W).

    Frequently Asked Questions

    What is DSP Credit Risk Fund of Income Dist cum Cap Wdrl (RIDCW-W)?

    How to invest in DSP Credit Risk Fund of Income Dist cum Cap Wdrl (RIDCW-W)?

    What is the minimum sip amount of DSP Credit Risk Fund of Income Dist cum Cap Wdrl (RIDCW-W)?

    Is DSP Credit Risk Fund of Income Dist cum Cap Wdrl (RIDCW-W) good to invest in?

    What is the expense ratio of the DSP Credit Risk Fund of Income Dist cum Cap Wdrl (RIDCW-W)?