What is financial freedom really? Real financial freedom isn’t just about getting out of debt, doing what you want or reaching an amount. It is the number of days you can survive without you or any family member doing physical work, and still maintaining your standard of living.
Is gold the best buy now? With financial assets crashing this year, gold has come up as the winner. The last one-year return for gold has shot to around 27% in rupee terms. This then becomes even more enticing for those who feel they missed the gold bus.
The one reason to stay invested in India – the argument starts and ends here As a long term investor, you need to be very clear about why you are investing in the Indian equity markets. If the logic is clear, one will normally stick with their investment plan and not get perturbed by market conditions.
Intuition, Fear and Greed – 3 things to conquer to become a good investor The real challenge, after you know what needs to be done, is all about conquering your emotions. If you can understand yourself and conquer these emotions, your chances of being financially secure early in life will be much higher.
No bonus, increment this year? Doesn’t mean no SIP Along with lower annual inflow from your profession, your market linked investment values are perhaps looking lower too. What should you do about your market linked investments now?
Market participants pray for recovery as corporate growth dulls The slowing of the economy continues for now. The upcoming festive season is an important period to watch out for.
Comparing equity mutual funds with fixed deposits? What’s wrong with this? The common refrain is, “I would have gotten better returns from an FD!” Considering many of these investors have earlier invested in FDs, or their parents have, looking at what their fixed deposit has given them and questioning the value of equity is not wrong, if one considers their point of view.
Why Equity investors should ignore market predictions Investment gurus like Warren Buffet and Peter Lynch have been quite vocal about people making forecasts about the economy or the markets. That’s because market is not predictable in the short-term.
Why investing in good short-term debt funds can be great for your equity investments. The answer lies in “not needing the money NOW”. Have you noticed how you tend to worry less about money when you have more than enough of it? The feeling when you receive your salary versus when you are nearing month end is quite different.
With prices hitting a six-year high, should I invest in Gold? First, let’s look at gold performance vis-à-vis that of equities, since 1979. In the last 40 years, Sensex has outperformed gold by a huge margin.
How many mutual funds, in the same asset class, is too many? The dilemma is not only which funds to pick for your portfolio but also to know when to stop adding.
Is it too late to invest in the stock market? It’s like asking if it’s too late to get into a relationship. It depends on what stage of your life you are in. Just like when building a good relationship, you invest knowing your expectations – through the ups and downs.
