Shivani Chaluvadi

Shivani Chaluvadi is an avid investor in the Indian markets. She is an MBA graduate and through her writing inspires many readers to start their investment journey. Her expertise lies in communicating a complex financial concept in a simplified way. As an entrepreneur, she believes in grabbing every opportunity that comes her way. She brings more than four years of financial markets expertise to the team.

yield to maturity

Yield To Maturity (YTM)

Table of contentsWhat is Yield To Maturity (YTM)?Yield To Maturity (YTM) FormulaHow to Calculate Yield To Maturity (YTM)?Why Yield to Maturity Keeps Changing in Debt Funds? What is Yield? Yield is the measure of cash flow of an investment over...

value investing

What is Value Investing?

Anything can lead to the market breaking resistance levels (highs) and support levels (lows). Investor sentiments, credit ratings and any rumour about the company are just a few examples that lead to volatility in the market. These market movements can...

portfolio rebalancing

Portfolio Rebalancing

Portfolio Rebalancing is a strategy of realigning the securities weights in a portfolio to maintain the target asset allocation and risk profile. It involves selling a few investments and buying to increase investment in existing securities or adding funds to...

how long is long term

How Long is Long Term in Mutual Funds?

Mutual funds have diverse options to choose from. There are funds for every need and each time period. There are funds for the long term and short term. For tax purposes, short term and long term are defined.  In mutual...

sip vs lumpsum

SIP vs Lumpsum – Which is Better Investment Strategy

We all have been hearing this question for a long time now. It isn’t easy to pick one. Each one has its own benefits. The main difference between SIP and lump sum mutual fund is the cash flows. One invests...

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best investment plan

Best Investment Plan

The best investment plan for every investor can be different. What suits one investor might not suit the other mainly because their goals, financial situation, and risk tolerance levels vary. Though every investor is unique, we have categorised them based...

bad investments

4 Tips to Avoid Bad Investments in 2024

Bad investment decisions often lead to bad investments. Investing without proper knowledge is one of the mains reasons for bad investments. For example, investing in equities for the short term, or debt products for the long run are some of...

credit card loan

How to Avoid Paying Interest on Credit Cards?

Credit cards loans can be dangerous, especially for the new users and the ones who fell into its trap. What technically seems like free money is rather a costly affair. If you are planning to get yourself a credit card,...