Portfolio Rebalancing is a strategy of realigning the securities weights in a portfolio to maintain the target asset allocation and risk profile. It involves selling a few investments and buying to increase investment in existing securities or adding funds to...

Mutual funds have diverse options to choose from. There are funds for every need and each time period. There are funds for the long term and short term. For tax purposes, short term and long term are defined.  In mutual...

The best investment plan for every investor can be different. What suits one investor might not suit the other mainly because their goals, financial situation, and risk tolerance levels vary. Though every investor is unique, we have categorised them based...

Bad investment decisions often lead to bad investments. Investing without proper knowledge is one of the mains reasons for bad investments. For example, investing in equities for the short term, or debt products for the long run are some of...

Credit cards loans can be dangerous, especially for the new users and the ones who fell into its trap. What technically seems like free money is rather a costly affair. If you are planning to get yourself a credit card,...

Risk and return are two sides of a coin Risk and return are two sides of the same coin. With high return comes high risk and vice versa. One needs to take the needed risk to earn the excess return....

Even though debt funds are safe among mutual funds, they are not entirely risk-free. They have many related risks, and the most common is credit risk. Credit risk or risk of default in payments is present in every debt scheme....

Credit cards have become a part of our life. For anything and everything, we end up using credit cards because of the rewards it offers. Credit cards have directly or indirectly increased our spending. We first spend and regret it...