Shivani Chaluvadi

Shivani Chaluvadi is an avid investor in the Indian markets. She is an MBA graduate and through her writing inspires many readers to start their investment journey. Her expertise lies in communicating a complex financial concept in a simplified way. As an entrepreneur, she believes in grabbing every opportunity that comes her way. She brings more than four years of financial markets expertise to the team.

savings account vs liquid funds

Liquid Funds Vs Savings Account – Which is A Better Option?

All of us have bank accounts and most of us even have a surplus amount lying in that account. The first step to financial planning is having an emergency fund. It should cover at least a minimum of 3-6 months...

credit score

Credit Score – Meaning, Myths and Calculation Process

A credit score is a measure of one's creditworthiness. A higher credit score indicates a better ability to repay a loan. Additionally, it can get faster loan approvals, cheaper interest rates and better bargaining power. Whereas, a lower score will...

growth funds

Growth Funds – Meaning, Types, Should You Invest?

What are growth funds? Growth funds are a type of mutual funds that invest in growth stocks. Growth funds aim to earn returns through capital appreciation than dividends. These funds majorly invest in companies with good revenue growth and proven...

elss funds portfolio

Portfolio Strategy for ELSS Funds

It’s that time of the year again when we randomly invest in different 80C investments to save tax. But with increased awareness, investments in ELSS funds have increased. But there is the confusion that persists as to how many ELSS...

value investing

What is Value Investing?

Anything can lead to the market breaking resistance levels (highs) and support levels (lows). Investor sentiments, credit ratings and any rumour about the company are just a few examples that lead to volatility in the market. These market movements can...

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how long is long term

How Long is Long Term in Mutual Funds?

Mutual funds have diverse options to choose from. There are funds for every need and each time period. There are funds for the long term and short term. For tax purposes, short term and long term are defined.  In mutual...

best investment plan

Best Investment Plan

The best investment plan for every investor can be different. What suits one investor might not suit the other mainly because their goals, financial situation, and risk tolerance levels vary. Though every investor is unique, we have categorised them based...

bad investments

4 Tips to Avoid Bad Investments in 2025

Bad investment decisions often lead to bad investments. Investing without proper knowledge is one of the mains reasons for bad investments. For example, investing in equities for the short term, or debt products for the long run are some of...

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