Shivani Chaluvadi

Shivani Chaluvadi is an avid investor in the Indian markets. She is an MBA graduate and through her writing inspires many readers to start their investment journey. Her expertise lies in communicating a complex financial concept in a simplified way. As an entrepreneur, she believes in grabbing every opportunity that comes her way. She brings more than four years of financial markets expertise to the team.

best banks in india

Best Banks in India 2025

In the current age, having a bank account is essential. Moreover, all financial subsidies given by the government are also routed through bank accounts. Also, the financial inclusion initiatives taken by the government have ensured almost all citizens have a...

financial planning married couples

5 Financial Planning Tips for Newly Married Couples

Just married? Life is all bliss and you are all excited about being married. But once the stage of euphoria ends starts the actual married life. There will be a lot of adjusting from both sides. Adjusting also includes finances....

savings account vs liquid funds

Liquid Funds Vs Savings Account – Which is A Better Option?

All of us have bank accounts and most of us even have a surplus amount lying in that account. The first step to financial planning is having an emergency fund. It should cover at least a minimum of 3-6 months...

credit score

Credit Score – Meaning, Myths and Calculation Process

A credit score is a measure of one's creditworthiness. A higher credit score indicates a better ability to repay a loan. Additionally, it can get faster loan approvals, cheaper interest rates and better bargaining power. Whereas, a lower score will...

growth funds

Growth Funds – Meaning, Types, Should You Invest?

What are growth funds? Growth funds are a type of mutual funds that invest in growth stocks. Growth funds aim to earn returns through capital appreciation than dividends. These funds majorly invest in companies with good revenue growth and proven...

Practical Insights For Wealth Creation

Our weekly finance newsletter with insights you can use

Your privacy is important to us

elss funds portfolio

Portfolio Strategy for ELSS Funds

It’s that time of the year again when we randomly invest in different 80C investments to save tax. But with increased awareness, investments in ELSS funds have increased. But there is the confusion that persists as to how many ELSS...

value investing

What is Value Investing?

Anything can lead to the market breaking resistance levels (highs) and support levels (lows). Investor sentiments, credit ratings and any rumour about the company are just a few examples that lead to volatility in the market. These market movements can...

portfolio rebalancing

Portfolio Rebalancing

Portfolio Rebalancing is a strategy of realigning the securities weights in a portfolio to maintain the target asset allocation and risk profile. It involves selling a few investments and buying to increase investment in existing securities or adding funds to...