
Why can’t I just take a personal loan for emergencies?
Yes. You can. But a loan will have to be repaid with interest. Instead of paying a personal loan EMI, you can do a SIP now and create your Emergency Money. Also it’s possible that the bank may not give...

Can I choose a different amount instead of saving for 4 months of my salary?
Currently, the personalised calculator of Scripbox Emergency Money calculates 4 months of your salary. This will be sufficient for approximately 6 months’ expenses. Once you start investing, you can modify your plan based on your needs and convenience.

How is Emergency Money from Scripbox better than an FD or a savings account?
You can always keep your money in a savings a/c but that makes it hard for you to differentiate between your regular inflow/outflow. It’s best to stash your emergency money in a separate instrument, such as an FD or a...

Once I have achieved the goal, will I get the amount on a monthly basis?
No. You need to withdraw the amount required to pay your child’s yearly fees just before the due date.

Why US equities?
One of the most important principles of saving is to align your investments to expenses. If your expenses are going to say in US Dollars, you need to align your savings also to US Dollars. A smart way to do...
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Which is the best instrument to save for my child’s college education abroad?
Mutual fund is the best instrument to save for your child’s education abroad. These investments can be in Indian and/or International mutual funds. In Scripbox Global Graduate, we provide the right mix with both. This is to ensure you get...

Why should I invest in the International fund of funds?
Investing in the US markets gives you the opportunity to benefit from US equity market returns. Having a diverse basket of funds from Indian and US markets will help you get the best of both worlds. It strengthens your portfolio...

Why should you consider a US education for your child?
It has the widest range of universities. It has the most varied fields of study. Most Indian parents prefer the US over all other countries for their child’s undergraduate or postgraduate program.The universities in the US give students the flexibility to choose...