Exit load is a fee that a mutual fund house charges the investor when they exit the scheme or redeem their units. The main motive behind charging a fee is to discourage investors from exiting the scheme early. Mostly, funds...

1. Don’t put all your eggs in a basket. The investment quote signifies diversification. In simple terms, it means one has to spread their risk. There is risk involved in every investment. The risk only amplifies if all the money...

​​What is Standard Deviation in Mutual Fund? A standard deviation is a statistical tool that helps measure the deviation in portfolio returns from its average. The standard deviation has wide use in determining the risk of an investment. It is...

What is HDFC Dream SIP? The HDFC Dream SIP integrates both HDFC Systematic Investment Plans (SIP) and Systematic Withdrawal Plans (SWAP) into a single program. The primary goal of this initiative is to enable investors to achieve their financial objectives....

What is Exit Load? Exit Load refers to an exit penalty or commission to the fund-house if an investor exits the fund during the lock-in period. The expense ratio and exit load are different. Therefore, before investing in a mutual...

A stock is a unit of ownership that a stockholder possesses in the organization. The percentage of ownership depends on the number of shares or stocks an individual owns out of the total capitalization of the organization. It is important...

A bond is a debt instrument issued by the government or by corporations for a fixed tenure. The aim motive behind issuing a bond is to raise money. The bond issuer promises to pay the investor money at regular intervals....

Gold is a go-to investment in India. The yellow metal is an asset that is considered very auspicious. However, in recent years, the government has introduced alternatives to physical gold in the form of Gold ETFs and sovereign gold bonds....