Fundamental analysis and technical analysis are two different mechanisms that help in analysing the financial markets. Fundamental analysis, as the name suggests, looks at the fundamental aspect of the business. Also, it takes into account the financial and economic factors...

A funds flow statement is a statement that comprises the inflows and outflows of funds. It includes the sources of funds and application of funds for the particular period. Therefore, you can analyse the reasons behind the change in a...

​​Floating interest rate refers to the variable interest rate that changes during the duration of the loan/ debt obligation tenure. It is opposite to the fixed interest rate system. The interest rates remain the same for the entire tenure in...

Institutions usually charge a fixed interest rate or a floating interest rate on a home loan, business loan or personal loan. Also, along with the interest rate percentage, it is important to keep a check on the type of interest...

Fixed rate bonds are a type of debt instrument that guarantees a certain amount of money. These bonds have a fixed maturity date and interest rate for the duration of the bond. As a result, fixed-rate bonds provide investors with...

Fixed interest rate on loans refers to the interest rate being the same for the entire duration of the loan tenure. Irrespective of the changes in repo rates by the Reserve Bank of India, the interest rates under the fixed...

The Indian Financial System has independent regulators for different sectors. Banking, Insurance, Capital Market, Commodity Market, Pension Fund, are the major financial sectors in India. The regulators are autonomous agencies that are responsible for regulatory and supervisory activities. Each regulatory...

​​Financial derivatives are contracts whose value is derived from the underlying asset. Hedgers and speculators widely use these contracts to take advantage of market volatility. The buyer of the contract agrees to buy the asset at a specific price on...