Anjana Dhand

Anjana Dhand is a Chartered Accountant who brings over 5 years of experience and a stronghold on finance and income tax. She is a writer by day and reader by night. You can find her churning content at express speed. She is on a mission to stamp out unawareness and uncomplicate boring personal finance blogs to sparkle. Anjana believes in the power of education in making a smart financial decision.

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Assessment Year

An assessment year is different from a financial year. However, many taxpayers assume that an assessment year is the same as a financial year. In reality an assessment year and a financial year both are different from each other. Due...

certificate of deposit

What is a Certificate of Deposit? How should I invest?

The Government of India needs money to meet its financial requirements. They approach the general public to raise money. They can raise funds by offering different financial instruments for both short term and long term. However, there are very few...

vpf vs ppf

VPF vs PPF – Which is Better Investment?

Retirement planning is not just crucial for today’s investors but also a topic that demands well-informed decision-making. Having said that there are investment options available for an investor like mutual funds, NSC, SCSS, NPS, and so on. Almost all investment...

Savings Scheme Articles

Varishtha Pension Bima Yojana in India

What is the Varishtha Pension Bima Yojana? During the NDA government's last time in office, the Varishtha Pension Bima Yojana (VPBY) was created as a pension program for senior persons. A total of 3.16 lakh annuitants will benefit from the...

Savings Scheme Articles

Unnat Bharat Abhiyan in India

Growing urbanisation is neither desired nor sustainable. So far, our professional higher education institutions have mostly served the mainstream industrial sector. Furthermore, with a few exceptions, it has made little direct contribution to the growth of the rural sector. Unnat...

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Ujala Scheme

Domestic users account for over a quarter of India's total electricity usage. According to a study conducted by the Ministry of Environment and Forest in 2011, lights accounted for almost 30% of total household energy consumption. Incandescent Light (ICL) bulbs,...

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Tax Saving Bonds

While every taxpayer wants to reduce their tax burden, not every investor is comfortable with the risk associated with other tax saving investment options.  Hence, developed a wide range of investment plans, schemes, bonds, and other products to ensure that...

Svamitva Scheme

What is Svamitva Scheme? On April 24, 2020, the Svamitva Scheme was established with the goal of providing an integrated property certification solution for rural India. With the help of Drones, every property is mapped in every community across the...