Saving Schemes Articles

The Employees’ Provident Fund and Miscellaneous Provisions Act 1952 is a long-term savings scheme in India. The scheme provides retirement benefits to eligible employees working in the organised sector. It requires an employee to make contributions towards a provident fund...

What is EPF Form 10C? Under the EPF scheme, you (the employee) and your employer have to contribute to the Employee Provident Fund during your service period. When you leave the job, you might want to carry forward your EPF...

Employee Provident Fund (EPF) is a retirement corpus built with the contribution of both employee and employer. Employees can withdraw from their EPF account before maturity, subject to certain conditions. After applying for withdrawal of funds, you can check your...

The future is always uncertain, and being well prepared for it is what we can do today. Insurance is one of the best ways that offer financial support to the family. The Government in 1976 introduced the Employees Deposit Linked...

What is the ECLGS scheme? The ECLGS scheme provides member lending institutions with a 100 percent guarantee in respect of eligible credit facilities extended to their borrowers whose total credit outstanding (fund based only) across all lending institutions and days...

eAadhar is a password-protected copy of an Aadhar card. The UIDAI digitally signs it. E-Aadhar is considered valid, just like a physical Aadhar. It is an initiative of the Government of India to move towards digitization. Since E-Aadhar is available...

PAN Card is a 10-digit unique alphanumeric code assigned to each individual by the Income Tax Department. The IT department issues a duplicate PAN Card in case of loss or theft, or change in personal details. This article covers the...

Over 69 percent of the country's youth population, or 180 million people between the ages of 18 and 34, live in rural areas. About 55 million of these are bottom-of-the-pyramid kids from poor homes with little or minimal jobs. Deen...