Personal Finance Articles

Aadhaar has become an important identity document for Indian citizens in recent years. The central government is integrating the Aadhaar URN into several government initiatives to guarantee that only qualified persons benefit from the schemes. To benefit from all of...

Union Finance Minister Nirmala Sitharaman presented the Interim Budget 2024, which focuses on four major castes 'Garib' (Poor), 'Mahilayen' (Women), 'Yuva' (Youth) and 'Annadata' (Farmer), while adhering to fiscal consolidation and sustained capital expenditure. A full Union Budget cannot be...

What do you mean by the underwriter? An underwriter is a party or a risk expert who evaluates the risk or creditworthiness of another party. He also assumes or guarantees the creditworthiness of the other party in exchange for a...

The term 'undervalue' signifies that something has a price lower than its real worth. When this term is used for stocks, it gives an idea that the stock is trading at a lower price than it should be. Thus, they are...

As an investor, it is difficult to interpret and read financial statements, given our time constraints. Instead, we prefer relying on the analysis given by analysts. Analysts use different tools to determine the financial condition of a company. One such...

What is Initial Public Offering (IPO)? An Initial Public Offer (IPO) is a way through which growth-oriented companies offer their share to the general public for the first time. The motive behind going for an IPO issue is to raise...

The Government of India needs money to meet its financial obligations. They approach the general public to raise funds. The funds can be raised by offering different financial instruments. Treasury bill is one such money market instrument that the government...

Dreaming about a vacation, making it a part of your life goals, investing in it, planning the entire trip and counting days until we could go on a dream vacation. Sounds satisfying, doesn’t it? After planning the entire trip and...