Personal Finance Articles

Aadhaar has become an important identity document for Indian citizens in recent years. The central government is integrating the Aadhaar URN into several government initiatives to guarantee that only qualified persons benefit from the schemes. To benefit from all of...

Initial Public Offering (IPO) is an excellent way for investors to participate in the company's growth. It is the first time the company sells its shares to the public, and you can subscribe to it. The process for applying for...

Insurance companies cannot reject claims made on policies over three years. According to the Insurance Laws (Amendment) Act 2015 Section 45 no claim can be repudiated (rejected) after 3 years of the policy being in force even if the fraud...

Financial literacy is the ability to manage one's money. The goal of financial literacy is to help in understanding financial concepts that will help them to manage their money better. It is a life skill that one must grasp for...

Every company needs funds to run its business operations. Most of the companies raise capital by issuing shares in public. However, it is not feasible for all companies which are not ready to go public. Especially new establishments. There is...

What is Operating Profit Ratio? The operating profit ratio is the amount of money a company makes from its operations. It demonstrates the financial sustainability of a company's basic operations prior to any financial or tax-related repercussions. As a result,...

What is Funds From Operations (FFO)? As the name suggests, Funds From Operations (FFO) is the fund or cash generated from the operating activities of the business. The operating activities mean the core business activities. These cash flows exclude activities...

Time Value of Money (TVM) is a financial principle. The value of money held today is worth more than the same amount of money in the future. In simple terms, the value of INR 1,000 was worth more yesterday than...