Personal Finance Articles

A bond is a financial instrument that offers fixed and predictable returns. By issuing bonds, the bond issuers are borrowing money, and therefore, bondholders act as creditors to the issuer. There are various terms related to bonds that one needs to...

Ratios help measure the relationship between two or more variables in quantitative terms. There are various kinds of profitability ratios, solvency ratios, turnover ratios, liquidity ratios, etc. However, one liquidity ratio that compares most liquid assets and short-term liabilities is...

What is Arbitrage? Arbitrage is the practice of buying an asset in one market and simultaneously selling it in another, but at a higher price. As a result, the transitory difference in share price benefits the traders.Stocks, commodities, and currencies...

While investing in the US stock market, investors must know one of the important aspects of the ticker symbol. Every stock or security name has a certain number or letters along with it. This is the stock ticker symbol.  What...

What is a Bad Bank? A bad bank is a bank/ entity that acquires risky and illiquid assets of banks and financial institutions. Bad banks help in cleaning the balance sheets of a bank by taking over its bad loans....

Gold is a yellow metal that is considered to be very precious in India. It is linked to most Indian traditions where people buy on the occasion of marriage, festival, anniversary, etc. While purchasing gold, its purity can be altered,...

What is Stop Loss? When you invest in a stock, you anticipate it will increase in value. However, a number of causes can lead to short-term market fluctuations. To protect against a significant change in the market price of a...

Options are financial derivative instruments that derive their value from the underlying assets. The underlying assets can be stocks, bonds, commodities, etc. Since underlying asset value fluctuates continuously, option prices also keep changing.  What are Options? Options are financial instruments...