Personal Finance Articles

As an investor, it is difficult to interpret and read financial statements, given our time constraints. Instead, we prefer relying on the analysis given by analysts. Analysts use different tools to determine the financial condition of a company. One such...

What is Forward Contract? A forward contract is a type of derivative, which is an agreement between two or more parties whose value is tied to an underlying asset. For instance, the underlying assets for the derivatives can be commodities,...

Cash and funds have different business functions and help formulate financial strategies. The physical currency available with a business is known as cash. Whereas, the total financial resources available with a business are its funds. Cash flow and fund flow...

Gold is among the most expensive metals on the planet and is a symbol of royalty. The purity of gold is calculated on the basis of Karats and pure gold is 24K. However, 24K gold cannot be used to shape...

IPOs are an excellent way for a company to garner growth and expansion opportunities by issuing new stock. Initial Public offering (IPO) is a method where companies raise capital by seeking public investments. These public investments can be through different...

What is NSE? The National Stock Exchange (NSE) is the leading stock exchange in India, headquartered in Mumbai, Maharashtra. It was incorporated in the year 1992 as the first dematerialised electronic stock exchange in the country. An assembly of leading...

What is Redemption of Debentures? Redemption of debentures refers to the re-payment of debt that the company raised in the form of debentures. The company issues debentures which have fixed maturity date. At the time of maturity, the company repays...

What is Annualised Return ‘Return’ is the yield that an investment generates over a period of time. It is the percentage increase or decrease in the value of the investment in that period. Returns on mutual funds are expressed in...